JP Morgan Placement Papers 2025

Overview

This page is a working set of JP Morgan placement papers from 2025: from student reports questions, the 2025 online assessment pattern, and step-by-step solutions. Use it to see what JP Morgan actually asked in the latest cycle, how hard the rounds were, and which themes (DSA, system design, aptitude, or role-specific topics) mattered most. Practice the problems below under timed conditions, then cross-check with the interview and preparation guides if you are targeting an upcoming JP Morgan drive.

2025 Updates

The 2025 JP Morgan OA maintains focus on DSA, system design, and mathematical aptitude with enhanced emphasis on optimal solutions.

JP Morgan Online Assessment 2025 pattern

Section	Questions	Time	Difficulty	Focus Areas
Coding Problems	2-3	60 min	Medium-Hard	Arrays, trees, graphs, DP
Mathematical Aptitude	5-7	30 min	Medium	Probability, statistics, quantitative

Total: 2-3 coding + 5-7 math, 90 minutes
Platform: HackerRank or Codility
Languages Allowed: C, C++, Java, Python
Success Rate: ~15-20% cleared OA and advanced to interviews

JP Morgan Placement Papers 2025 - actual questions & solutions

This section contains practice questions styled on JP Morgan placement papers 2025 (recent-cycle pattern), with worked solutions. Use them as timed sectional drills - from student reports drives vary by college and role, so treat this as a high-signal practice bank, not an official paper dump.

Question 1

Q1: A number is increased by 25% and then decreased by 25%. Find the net percentage change.

Solution:

Let original = 100. After +25% → 125. After −25% → 125 − 31.25 = 93.75.

Net change = 100 − 93.75 = 6.25. Net % = 6.25% decrease (always a loss of (25/10)² %).

Answer: 6.25% decrease

Question 2

Q2: The ratio of ages of A and B is 2:3. After 6 years, the ratio becomes 3:4. Find A’s present age.

Solution:

Let ages be 2x and 3x.

(2x + 6)/(3x + 6) = 3/4 4(2x + 6) = 3(3x + 6) 8x + 24 = 9x + 18 x = 6 A’s age = 2×6 = 12 years.

Answer: 12 years

Question 3

Q3: Pipe A fills a tank in 12 hours, pipe B in 18 hours. How long to fill together?

Solution:

Combined rate = 1/12 + 1/18 = (12+18)/(12×18). Time = 12×18/(12+18) = 7.2 hours.

Answer: 7.2 hours

Question 4

Q4: A shopkeeper marks goods 40% above cost and gives a 10% discount. Find the profit percentage.

Solution:

Let CP = 100. MP = 140. SP after 10% discount = 126.

Profit % = 126 − 100 = 26%.

Answer: 26%

Question 5

Q5: In a row of 44 students, A is 10th from the left and B is 14th from the right. How many students are between A and B if A is to the left of B?

Solution:

Positions from left: A = 10, B = 44 − 14 + 1 = 31. Students between = 31 − 10 − 1 = 20.

Answer: 20

Question 6

Q6: Statements: All files are goods. Some goods are new. Conclusions: I. Some files are new. II. All goods are files.

Solution:

From the statements, files⊆goods and some goods overlap new. That does not force some files to be new, and ‘all goods are files’ reverses the first statement wrongly.

Neither conclusion follows.

Answer: Neither I nor II follows

Question 7

Q7: Fill in the blank: ‘She has been working here _____ 2019.’

Solution:

Use since with a point in time; use for with a duration.

Correct: since.

Answer: since

Question 8

Q8: Choose the antonym of ‘Expand’.

Solution:

‘Expand’ means roughly the opposite of Contract.

Answer: Contract

Question 9: check palindrome

Show solution

Problem Statement: Return true if the string reads the same forward and backward (ignore case).

Example:

Input: "Level"
Output: true

Solution (Java):

public boolean isPalindrome(String s) {
    s = s.toLowerCase();
    int i = 0, j = s.length() - 1;
    while (i < j) {
        if (s.charAt(i++) != s.charAt(j--)) return false;
    }
    return true;
}

Time Complexity: O(n)
Space Complexity: O(1)

Question 10: two sum

Show solution

Problem Statement: Given an array of integers and a target, return indices of two numbers that add up to target.

Example:

Input: nums = [2, 7, 11, 15], target = 9
Output: [0, 1]

Solution (Java):

public int[] twoSum(int[] nums, int target) {
    Map<Integer, Integer> map = new HashMap<>();
    for (int i = 0; i < nums.length; i++) {
        int need = target - nums[i];
        if (map.containsKey(need)) return new int[]{map.get(need), i};
        map.put(nums[i], i);
    }
    return new int[]{};
}

Time Complexity: O(n)
Space Complexity: O(n)

Question 11: rotate array right by k

Show solution

Problem Statement: Rotate the array to the right by k steps.

Example:

Input: [1,2,3,4,5,6,7], k = 3
Output: [5,6,7,1,2,3,4]

Solution (Java):

public void rotate(int[] nums, int k) {
    k %= nums.length;
    reverse(nums, 0, nums.length - 1);
    reverse(nums, 0, k - 1);
    reverse(nums, k, nums.length - 1);
}
void reverse(int[] a, int l, int r) {
    while (l < r) { int t = a[l]; a[l++] = a[r]; a[r--] = t; }
}

Time Complexity: O(n)
Space Complexity: O(1)

Key insights from 2025 JP Morgan Online Assessment

1. Coding Section is Critical: Must solve 2-3 coding problems correctly to advance
2. Mathematical Aptitude: Strong emphasis on probability, statistics, and quantitative reasoning
3. Time Management: 2-3 coding problems in 60 minutes + 5-7 math questions in 30 minutes requires excellent speed
4. Success Rate: Only 15-20% cleared OA and advanced to interviews
5. Platform: HackerRank or Codility
6. Focus Areas: Arrays, trees, graphs, dynamic programming, probability, statistics
7. Enhanced Emphasis: Optimal solutions and financial knowledge

JP Morgan 2025 interview experiences

Based on recent candidate experiences from 2025 JP Morgan interviews:

2025 Interview Process:

1. Online Assessment (90 minutes): 2-3 coding problems + 5-7 mathematical aptitude questions
2. HireVue Assessment: Video-based behavioral and technical questions
3. Technical Phone Screen (45-60 minutes): Coding problems, algorithm discussions, financial concepts
4. Onsite/Virtual Interviews (4-6 rounds, 45-60 minutes each):

• Coding rounds (2-3): Algorithms, data structures, problem-solving
• Financial/Technical rounds: DCF models, valuation, financial statements
• Behavioral rounds: Company fit, motivation, leadership examples
• System Design rounds: For senior roles

2025 Interview Trends:

• Increased emphasis on financial modeling and market awareness
• More focus on HireVue video interviews
• Enhanced behavioral questions about leadership and resilience
• Questions about recent deals and market trends

Common 2025 Interview Topics:

• Coding: Arrays, strings, trees, graphs, dynamic programming
• Financial/Technical: DCF models, valuation techniques, financial statements, market trends
• Behavioral: Leadership, resilience, initiative, teamwork, adaptability
• Market Knowledge: Recent deals, market trends, banking industry, M&A trends

2025 Interview Questions Examples:

Behavioral Questions:

• “Describe a time you took initiative in a team.”
• “Why JP Morgan?”
• “Give an example of resilience under pressure.”
• “Tell me about a time you dealt with failure.”
• “Describe a leadership experience.”
• “How do you prioritize tasks when managing multiple projects?”

Technical/Finance Questions:

• “Walk me through a DCF (Discounted Cash Flow) model.”
• “How do you value a company?”
• “Explain the difference between enterprise value and equity value.”
• “What are the three financial statements and how do they link?”
• “If interest rates rise, what’s the impact on banking profits?”
• “Walk me through how an acquisition works.”
• “What trends are impacting the M&A market right now?”
• “What is EBITDA and why is it useful?”

Market/Situational Questions:

• “What’s a recent deal you found interesting?”
• “Where is the market headed?”
• “If you spot an error in a team’s analysis, what’s your next step?”

Success Tips:

• Strong coding performance is essential - solve problems optimally
• Practice financial modeling - DCF, valuation, financial statements
• Prepare behavioral examples using STAR format
• Stay updated on recent deals and market trends
• Practice HireVue video interviews thoroughly
• Understand banking industry and JP Morgan’s business model

For detailed interview experiences from 2025, visit JP Morgan Interview Experience page.

Preparation tips for JP Morgan 2025 pattern

1. Master Coding Fundamentals: Focus on solving 2-3 coding problems correctly - arrays, trees, graphs, DP
2. Practice Mathematical Aptitude: Strong focus on probability, statistics, quantitative reasoning
3. Financial Modeling: Learn DCF models, valuation techniques, financial statements
4. Practice Previous Year Papers: Solve JP Morgan OA papers from 2020-2025 to understand evolving patterns
5. Time Management: Practice completing 2-3 coding problems in 60 minutes, math questions in 30 minutes
6. LeetCode Practice: Solve 200+ LeetCode problems focusing on arrays, strings, trees, graphs (medium-hard difficulty)
7. HireVue Practice: Practice video-based interviews and behavioral questions thoroughly
8. Financial Knowledge: Understand banking industry, M&A trends, market dynamics
9. Behavioral Preparation: Prepare examples using STAR format - leadership, resilience, initiative
10. Mock Tests: Take timed practice tests to improve speed and accuracy
11. Stay Updated: Read financial publications and stay updated on recent deals and market trends
12. Optimization Focus: Emphasize optimal solutions with better time/space complexity

Related resources

JP Morgan 2024 papers→

Previous year JP Morgan placement papers with questions and solutions

JP Morgan coding questions→

Complete collection of JP Morgan coding problems with solutions

JP Morgan interview experience→

Real interview experiences from successful candidates

JP Morgan preparation guide→

Comprehensive preparation strategy for JP Morgan placement

JP Morgan main page→

Complete JP Morgan placement guide with eligibility, process, and salary

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Practice 2025 papers to stay updated with latest patterns and prepare effectively!