PO academic snapshot
Degree: Graduation any discipline
Age: 21-30 (01/04/2026)
Final year: Allowed with proof by interview
Attempts: UR 6 (Mains counts)
State Bank of India is India’s largest public sector bank, headquartered in Mumbai. It recruits probationary officers and specialist officers through competitive exams and campus drives. SBI offers stable careers in core banking, technology, and digital transformation across its nationwide branch network.
Explore: Online Assessment · Download PDF · Placement Process · Interview Experience · Preparation Guide · Certifications & Career
SBI is not TCS. There is no 6.5 CGPA campus list. Eligibility lives in the advertisement PDF for that post and year. This hub is written for students who will sit SBI PO 2026 as the main path, with Clerk and Specialist Cadre called out where they differ.
| Item | Official-cycle notes (verify PDF) |
|---|---|
| Vacancies | 1500 (1446 regular + 54 backlog) |
| Education | Graduation any discipline; final-year OK if proof by interview; IDD passing on or before 30/09/2026 as specified |
| Age | 21-30 as of 01/04/2026 (OBC +3, SC/ST +5, PwBD higher, as per ad) |
| Attempts | UR/EWS: 6; OBC/PwBD higher; SC/ST: no restriction. Mains appearance counts; Prelims does not |
| Fee | ₹750 General/others; Nil SC/ST/PwBD |
| Apply | 18 Jun 2026 - 8 Jul 2026 (that cycle) |
| Prelims window | August 2026 (as notified) |
Category relaxations, PwBD, and ex-servicemen rules are in the PDF. Do not trust a coaching Instagram tile for age.
| Post | Education | Age (typical, check ad) | Selection shape |
|---|---|---|---|
| PO | Any graduate | 21-30 | Prelims → Mains → GE+Interview |
| Clerk / JA | Any graduate | often 20-28 | Prelims → Mains → LPT (local language) |
| SCO / SO-like | Professional degree as listed | Post-specific | Professional knowledge paper + interview |
Clerk has no interview on the usual Junior Associate path. If you cannot pass the local language test for the state you applied, the Mains score does not save you.
There is no 7.0 CGPA gate. A 6.2 engineer and a 9.0 engineer sit the same Prelims. What looks like a “cutoff” later is a score cutoff (category-wise, state-wise for Clerk), not a college CGPA. If a random blog prints “SBI 6.5 CGPA,” ignore it.
| What people mix up | Reality |
|---|---|
| IT campus CGPA | Not used for PO/Clerk |
| Prelims cutoff | Qualifying score to reach Mains |
| Mains + interview | Merit |
| 10th/12th % | Not a PO eligibility floor; keep certificates anyway |
PO academic snapshot
Degree: Graduation any discipline
Age: 21-30 (01/04/2026)
Final year: Allowed with proof by interview
Attempts: UR 6 (Mains counts)
Skills the CBT actually filters
Primary: Quant, reasoning, English, GA
Mains extra: DI, banking awareness, descriptive
Interview: Banking + personality + posting
SBI PO is a national competitive exam. Clearing graduation only gets you a form. Treat sectional timers as the first cut, Mains GA/DI as the merit conversation, and posting-anywhere honesty as the interview gate.
Download 2026 SBI placement papers
2026 in detail
2025 placement papers
2024 placement papers
Previous year question papers
SBI does not sell an official “placement paper pack.” Previous-year memory-based papers and our practice PDFs are pattern trainers for Prelims and Mains. They are not tomorrow’s live set. The notification remains the legal pattern.
| Stage | What to practice |
|---|---|
| PO Prelims | 20-min English / Quant / Reasoning stamina |
| PO Mains objective | DI sets, puzzles, GA, computer aptitude |
| PO descriptive | Letter/essay historically; 2026 ad revised to 30 marks (email / situation / report or precis as coaching summaries of the PDF) |
| Clerk Prelims/Mains | Similar QRE, different vacancy math |
| Interview | Banking awareness, not DSA |
Think of papers as simulators for a 60-minute Prelims clock. SBI reuses families (simplification, quadratic, seating, RC, DI tables) more than exact clones. If you can finish a 2024 Prelims mock with 5 minutes spare, a 2026 shift will feel familiar even when the puzzle is new.
| Theme you saw in a set | What to drill next | Why SBI asks it |
|---|---|---|
| Simplification / approximation | 30 mixed in 8 minutes | Prelims Quant |
| Puzzle / seating | One clean set or skip | Prelims + Mains |
| RC / cloze | Read question first | English timer |
| DI caselet | 5 questions, 6 minutes | Mains merit |
| Banking GA | Monthly capsule + RBI | Mains + interview |
| Descriptive | Structure, not vocabulary flex | Mains 30 marks |
Then download the official notification from sbi.bank.in.
SBI does not hire POs through your college TPO the way Infosys does. You apply on the bank portal, sit a national CBT, then (for PO) a Group Exercise and interview. Specialist tech cadres are a different advertisement.
SBI PO / Clerk notification
Primary path. Online form, fee, e-admit card, CBT centres. Pre-exam training for eligible categories (own cost, opt-in on form).
Specialist Cadre ads
Separate PDFs. Professional knowledge paper. Engineers targeting IT/systems inside SBI usually land here, not in PO Quant.
IBPS vs SBI
IBPS PO is a different exam for other PSU banks. Do not mix admit cards. Prep overlap is real; forms are not.
| Section | Q | Marks | Time |
|---|---|---|---|
| English Language | 40 | 40 | 20 min |
| Numerical Ability | 30 | 30 | 20 min |
| Reasoning Ability | 30 | 30 | 20 min |
| Total | 100 | 100 | 60 min |
Pass habit: 45-second skip. 22-25 solid Quant beats 30 with 8 wrong. English RC: read questions first.
Objective (commonly 200 marks, ~3 hours, sectional timers) plus descriptive (30 marks / 30 minutes in 2026 cycle summaries).
Typical objective families:
Descriptive: typed English. 2026 coaching summaries of the ad: email, situation analysis, report or precis (replacing the older 50-mark letter+essay pair). Read the PDF for the exact three-question mix.
Pass habit: DI first if that is your strength. GA is a 15-day habit, not a night-before PDF. Descriptive: structure (purpose, 3 bullets, close) over fancy words.
Final merit: Mains + GE/Interview as per notification (normalised). Banking awareness, Why SBI, willingness to be posted anywhere, bond awareness.
| Phase | Counts in merit? | What fails people |
|---|---|---|
| Prelims | No | Speed + negative marks |
| Mains objective | Yes | Weak DI/GA |
| Descriptive | Yes | Blank/off-topic |
| Psychometric | Qualifying | Treat it seriously |
| GE + Interview | Yes | “I will only sit in my home city” |
| Activity | Window (that ad) |
|---|---|
| Notification / apply | 18 Jun - 8 Jul 2026 |
| Pre-exam training | July 2026 |
| Prelims | August 2026 |
| Prelims result | September 2026 |
| Mains | September 2026 |
| Mains result | October 2026 |
| GE/Interview | Oct-Nov 2026 |
| Final result | Nov/Dec 2026 |
| End to end | ~5-6 months from form to result |
This is not a 2-week campus loop. Plan semester exams around it.
Prelims (QRE, sectional) → Mains (including computer and GA flavours as per ad) → Local Language Proficiency Test. No PO-style interview. Language is the silent killer for out-of-state applicants.
If you want to write Java at a bank, read SCO advertisements, not only PO. Pattern: professional knowledge + shortlisting + interview. Our coding questions page is for that minority path and for general problem-solving, not for PO Prelims.
| Situation | Move |
|---|---|
| Puzzle not opening in 60 seconds | Skip the set |
| RC inference question | Return after fact-based Qs |
| Quant word problem with 3 variables | Mark for review |
| Sure simplification | Do first, bank time |
Eleven confident ticks with two wrong is better than twenty guesses. That is the whole sport.
Memorising 400 pages the night before Mains is how people score 8 in GA.
Keep graduation/provisional certificate, category certificate, photo ID, photo, signature scans. 2026 commentary: Aadhaar verification emphasised. Do not put mehndi or chemicals on fingers around exam week; biometric mismatch is a real rejection reason in bank exams.
Widely cited for PO 2026: ₹2 lakh bond, 3 years. Posting is anywhere in India. If you cannot leave your city, Clerk in your state (with LPT) may fit better than PO. Filling PO “for prestige” and freezing in interview wastes an attempt (Mains counts).
Exact Q/marks live in that year’s Clerk PDF. The shape does not change much:
If you want a home-state job and cannot accept pan-India PO posting, Clerk is the honest form. Do not fill both “just in case” without reading attempt and exam-date clashes.
Five such sets a week after Prelims beat a 300-page DI book you never time.
Coaching summaries of the 2026 ad point to email, situation analysis, report or precis rather than the old 50-mark letter+essay pair. Practice:
Type on a keyboard. Handwritten practice does not transfer.
UR/EWS: 6 Mains appearances. Prelims-only does not count. If you are in the last attempt, treat Mains GA as non-negotiable. SC/ST: no restriction in that cycle’s table; still read the PDF. Do not burn an attempt on a half-ready Mains because Telegram said “form last day.”
SBI may offer a short orientation for SC/ST/minority candidates at listed centres, own cost, opt-in on the form. It is not a secret paper. Use it for exam temperament if you qualify; do not skip your own mocks because training exists.
You will outrun many candidates in Quant and still fail English or GA. Build RC and banking awareness on the same calendar as simplification. A 9.0 B.Tech with 12/40 English is a common first-attempt story. Fix the 20-minute English section like it is a lab exam.
You are not running a college debate. You are showing you can talk in a group without killing the topic.
Topics: digital payments, financial inclusion, a budget headline, “should POs be posted in home state only” (trap: the job is pan-India).
If any answer is a slogan, rewrite it. Panels have heard “largest bank in India” two hundred times that week.
1500 PO seats in 2026 is more than 541 in 2025. It is still a national exam. Cutoffs move; English and GA still delete engineers who only drilled Quant. Plan for Mains as the real exam from day one of the form.
It will not replace the notification PDF. Sectional tables drift on coaching sites. If 2027 changes descriptive marks again, trust the new ad. Our PDFs train QRE stamina; they do not leak tomorrow’s shift.
Admit card, photo ID, banned-item list (watch, notes, phone). Reach the centre early. Sectional timer does not pause because you were in a queue. For Mains, a working keyboard habit matters for descriptive; do not first-touch-type on exam day. Biometric: clean dry fingers.
Do not take a two-week holiday. Move 70% of time to DI, GA, and one descriptive every other day. Keep a light Prelims set once a week so you do not go rusty if the calendar slips. The students who “rest after Prelims” are the ones who miss the interview list on GA. Keep the same notebook; do not start a new app for Mains. One capsule, one error log, one keyboard for descriptive is enough.
Week-by-week plans live on the preparation guide, not here. Always pair mocks with the official PDF.
Exam / CBT notes
Exam / CBT notes.
Quant / reasoning / English
Quant / reasoning / English.
Specialist / reasoning-style coding
DSA patterns for OA and technical rounds.
Interview experiences
Candidate stories and round notes.
HR / interview questions
Common HR questions, sample answers, STAR tips.
Week-by-week prep
Study plan and round-by-round strategy.
If a SBI invite is 3-8 weeks out, treat this hub as the map and the linked practice pages as the drills. Do not reread eligibility ten times. Check the JD once, then spend hours on the filter that actually rejects people.
Typical fresher CTC chatter for SBI sits around ₹5-10 LPA (candidate-reported - confirm the letter). Languages students mention most often: Java, C. Pick one and stay with it in OA and interviews.
Eligibility reminder (from student reports): There is no single CGPA cutoff like an IT campus drive. SBI PO 2026 (Advt. CRPD/PO/2026-27/09): graduation in any discipline from a recognised university; age 21-30 as of 01/04/2026 (relaxations as per category); final-year students may apply if they produce proof of graduation by interview. Clerk and Specialist Cadre have their own ads (age, language, professional degree). Always download the current PDF from sbi.ba.
What you are training for: SBI PO: Phase 1 Prelims (qualifying CBT) → Phase 2 Mains (objective + descriptive) → Phase 3 psychometric (qualifying) plus Group Exercise and Interview. Final merit uses Mains + GE/Interview, not Prelims marks. Clerk: Prelims → Mains → Local Language Proficiency Test (no interview on the usual JA path). Specialist Cadre: as per that notification (often professional knowledge + interview).
Short version of the prep split: Prelims: sectional timers (English 20 min, Quant 20, Reasoning 20) with 0.25 negative marking; aim for speed plus accuracy, not 100/100. Mains: DI, banking/economy GA, reasoning+computer, English, plus a 30-mark descriptive (email/situation/report or precis as per the latest ad). Then GE+interview: banking awareness and Why SBI. Full plan: /sbi/preparation-guide/.
Week 1 - pattern, not vibes. Timed aptitude + one easy coding problem a day, plus a one-page cs fundamentals sheet. Open the SBI previous-year sets on this site and mark which sections ate your time. Write the timing on a sticky note. That number is more useful than a 200-problem LeetCode streak you never timed.
Week 2 - the steep filter. Most SBI drives fail people on the first timed paper or OA. Do three timed sits this week. After each one, log every miss in a two-column note: topic and why (slow, wrong formula, bad edge case, panic). The next sit should only add problems from that log.
Week 3 - talk tracks. Technical interviews at SBI usually want a clean project story, one or two CS fundamentals, and (if the process has it) a behavioral or values round. Write STAR stories on paper, not in your head. Practise “Why SBI?” with one concrete product, lab, or business line - not a slogan.
Week 4 - mocks and logistics. Two full mocks, then only error-log topics - no new patterns. If you still have energy, redo only the questions you failed in week 2.
| Slice | Share of weekly hours | What “done” looks like |
|---|---|---|
| Timed papers / OA | ~40% | You finish a SBI-style sit without guessing the clock |
| Coding / role technical | ~30% | You can explain a solution out loud in your chosen language |
| Fundamentals / domain | ~20% | You can teach one OS/DBMS/networks (or domain) topic to a friend |
| Stories + HR | ~10% | Two STAR stories and a specific Why-this-company answer |
If you only have 10 days, keep the same ratios and cut volume, not the timed sits.
Use this hub for the SBI story (eligibility, rounds, salary). Use those pages for timed reps and interview notes.
If you do one thing after reading this: schedule three timed SBI papers on three different days, then interview prep on the leftovers.
A TCS/Infosys aptitude deck still helps the quant/logic slice of many SBI papers, but do not assume the same cutoff culture. Read the process section on this page once, then swap in SBI-specific coding or domain drills from the nested banks. Shared prep is fine; shared assumptions about rounds are not.
Use the notification, not a leftover “₹5-10 LPA IT fresher” template.
| Role | What official / widely cited figures say | Notes |
|---|---|---|
| SBI PO | Basic ₹48,480 with 4 advance increments; Mumbai-centre CTC about ₹21.97 L in 2026 cycle materials | DA, HRA/lease, CCA, medical, NPS |
| Clerk / JA | In-hand often discussed around ₹35-45k by city | Different scale; LPT applies |
| SCO | Post-specific | Read that ad |
In-hand in a metro is often discussed around ₹80-82k gross monthly in coaching summaries. That is not the same as a ₹5 LPA software GET. Compare after tax, lease, and posting.
Do not quote a Telegram “24 LPA.” Say you read the basic + CTC line in the notification and you understand allowances depend on centre. Interviewers like people who read the ad.
PO: Prelims (qualifying) → Mains (objective + descriptive) → psychometric + Group Exercise + Interview. Clerk: Prelims → Mains → local language test. Specialist Cadre: as per that advertisement. This is not a campus coding loop.
Three phases. Prelims does not count toward final merit. Appearing in Mains counts as an attempt.
Yes. Free SBI-style papers and 2024-2026 practice are on this site. Start with the 2026 PDF or the archive. Then download the official notification from sbi.bank.in.
Prelims: 100 Q / 100 marks / 60 min (40 English, 30 Quant, 30 Reasoning) with 0.25 negative marking. Mains: objective (~200) + descriptive (30 marks / 30 min in 2026 summaries). Confirm the PDF.
PO: graduation any discipline, age 21-30 as of 01/04/2026, attempt limits by category. No IT-style CGPA cutoff. Clerk and SCO have separate ads. Final-year students: proof of graduation by interview for PO.
PO 2026: basic ₹48,480 with 4 increments; Mumbai CTC about ₹21.97 lakh cited in cycle materials. Clerk in-hand is much lower. The appointment letter and centre decide in-hand.
2026 materials widely cite ₹2 lakh for 3 years. Read the official notification.
Sectional Prelims mocks, then Mains DI + GA + descriptive. Interview: banking + posting. Details: preparation guide.
No. It is qualifying. You still must clear it to sit Mains.
Yes. Any graduate, including engineering. You sit the same QRE paper, not a coding OA.
Official PDF first. Skip rules under negative marking. Weekly GA. Decide bond and pan-India posting before you apply.
SBI interview experience plus recent candidate blogs. Panels differ by circle. Banking awareness transfers; memorised HR scripts do not.
SBI PO: own notification, usually tougher, higher metro CTC, pan-India posting. IBPS PO: many PSU banks. Private campus roles: recruiter process, different pay, no gazette Prelims. Do not mix an IT OA with a 20-minute English section.
No. Specialist IT cadres may ask professional knowledge. PO is QRE + GA + interview.
After Mains, Junior Associate candidates must show proficiency in the local language of the state they applied for. Failing LPT can stop an otherwise good Mains score. Pick the state you can actually read and speak.
Long first-person PO write-ups are still thin online. Patterns below are what banking aspirants repeat every cycle. Trust the notification over any single blog.
Steal: official PDF; 20-minute sectional mocks; skip rules; weekly GA notebook; bond/posting decision.
Ignore: “SBI 6.5 CGPA”; IT-style 2-week timeline; quoting 24 LPA in interview; treating Prelims as the job.
If you only do three things: download the ad, sit one full Prelims mock with sectional lock, and write whether you accept pan-India posting.
Strong Quant, weak English RC. Spent 14 minutes on one puzzle, guessed 8 Quant, negative marking ate the cutoff. Next cycle: skip rules, RC first, Prelims clear, Mains GA still thin. Takeaway: engineers do not get a Quant-only paper.
Cleared Prelims comfortably, scored poorly in banking awareness, missed interview list. Takeaway: start a GA notebook the day you fill the form, not after Prelims.
Said “only my home state.” Panel moved on. Takeaway: PO means anywhere. Clerk + LPT is the state-tied path.
SBI: one bank, higher metro CTC, slightly harder paper, bond. IBPS: many banks, similar QRE sport. HDFC/ICICI/Axis campus: different process, different bond/sales pressure. Pick with posting and exam style, not logo size alone.
More as we collect write-ups: SBI interview experience. Official careers: sbi.bank.in.
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