Skip to content

SBI Placement Papers 2026

State Bank of India is India’s largest public sector bank, headquartered in Mumbai. It recruits probationary officers and specialist officers through competitive exams and campus drives. SBI offers stable careers in core banking, technology, and digital transformation across its nationwide branch network.


HQ: Mumbai, India
Employees: 240,000+
Type: Public sector bank

Explore: Online Assessment · Download PDF · Placement Process · Interview Experience · Preparation Guide · Certifications & Career

Who can apply to SBI in 2026?

SBI is not TCS. There is no 6.5 CGPA campus list. Eligibility lives in the advertisement PDF for that post and year. This hub is written for students who will sit SBI PO 2026 as the main path, with Clerk and Specialist Cadre called out where they differ.

Who this hub is for

  • For: Graduates and final-year students targeting Probationary Officer, Junior Associate (Clerk), or a Specialist Cadre Officer tech/credit/HR post via sbi.bank.in.
  • Not the same track: SBI YFI / intern marketing campaigns, or experienced lateral specialist roles. This hub is the CBT + interview gazette path.
  • Engineers: You are welcome on PO. You still sit English, Quant, and Reasoning, not a DSA OA.

SBI PO 2026 (Advt. CRPD/PO/2026-27/09) snapshot

Item Official-cycle notes (verify PDF)
Vacancies 1500 (1446 regular + 54 backlog)
Education Graduation any discipline; final-year OK if proof by interview; IDD passing on or before 30/09/2026 as specified
Age 21-30 as of 01/04/2026 (OBC +3, SC/ST +5, PwBD higher, as per ad)
Attempts UR/EWS: 6; OBC/PwBD higher; SC/ST: no restriction. Mains appearance counts; Prelims does not
Fee ₹750 General/others; Nil SC/ST/PwBD
Apply 18 Jun 2026 - 8 Jul 2026 (that cycle)
Prelims window August 2026 (as notified)

Category relaxations, PwBD, and ex-servicemen rules are in the PDF. Do not trust a coaching Instagram tile for age.

Clerk (Junior Associate) vs Specialist Cadre

Post Education Age (typical, check ad) Selection shape
PO Any graduate 21-30 Prelims → Mains → GE+Interview
Clerk / JA Any graduate often 20-28 Prelims → Mains → LPT (local language)
SCO / SO-like Professional degree as listed Post-specific Professional knowledge paper + interview

Clerk has no interview on the usual Junior Associate path. If you cannot pass the local language test for the state you applied, the Mains score does not save you.

SBI CGPA criteria

There is no 7.0 CGPA gate. A 6.2 engineer and a 9.0 engineer sit the same Prelims. What looks like a “cutoff” later is a score cutoff (category-wise, state-wise for Clerk), not a college CGPA. If a random blog prints “SBI 6.5 CGPA,” ignore it.

What people mix up Reality
IT campus CGPA Not used for PO/Clerk
Prelims cutoff Qualifying score to reach Mains
Mains + interview Merit
10th/12th % Not a PO eligibility floor; keep certificates anyway

PO academic snapshot

Degree: Graduation any discipline

Age: 21-30 (01/04/2026)

Final year: Allowed with proof by interview

Attempts: UR 6 (Mains counts)

Skills the CBT actually filters

Primary: Quant, reasoning, English, GA

Mains extra: DI, banking awareness, descriptive

Interview: Banking + personality + posting

SBI PO is a national competitive exam. Clearing graduation only gets you a form. Treat sectional timers as the first cut, Mains GA/DI as the merit conversation, and posting-anywhere honesty as the interview gate.

SBI placement papers - last few years

Comments & Suggestions

What SBI previous year papers actually train

SBI does not sell an official “placement paper pack.” Previous-year memory-based papers and our practice PDFs are pattern trainers for Prelims and Mains. They are not tomorrow’s live set. The notification remains the legal pattern.

Stage What to practice
PO Prelims 20-min English / Quant / Reasoning stamina
PO Mains objective DI sets, puzzles, GA, computer aptitude
PO descriptive Letter/essay historically; 2026 ad revised to 30 marks (email / situation / report or precis as coaching summaries of the PDF)
Clerk Prelims/Mains Similar QRE, different vacancy math
Interview Banking awareness, not DSA

Think of papers as simulators for a 60-minute Prelims clock. SBI reuses families (simplification, quadratic, seating, RC, DI tables) more than exact clones. If you can finish a 2024 Prelims mock with 5 minutes spare, a 2026 shift will feel familiar even when the puzzle is new.

Themes that keep repeating (2024-2026)

  • Prelims: Sectional timing is the real exam. People who are “good at Quant” still die in English RC because they never practised 20 minutes. Negative marking 0.25. 2026 cycle notes: sectional cutoffs in Prelims removed in recent years; overall score matters for that phase (still confirm the PDF).
  • Mains: DI is the scoreboard. GA is the differentiator for people who only drilled puzzles. Descriptive is short (30 min / 30 marks in 2026 summaries) but non-zero.
  • Vacancies: 2026 PO 1500 vs 2025 541 vs 2024 600. More vacancies ≠ easier English. It changes cutoff maths, not the need for skip rules.
  • 2026 process notes: Official site sbi.bank.in; Aadhaar verification emphasised; chances increased for UR (6) and OBC/PwBD (9) in that cycle’s commentary; CTC cited ₹21.97 L at Mumbai (up from ~₹20.43 L in older chatter).

How to use one paper set in a single sitting

  1. Timed Prelims: 20 + 20 + 20, no pausing between sections.
  2. Untimed review: mark every question you guessed. Those are your negative-mark leaks.
  3. Map misses to topic families (simplification, inequality, puzzle, RC).
  4. Next day: one Mains DI set and 15 GA questions from the same week’s current affairs.
  5. Once a week: one descriptive (email or precis) in 30 minutes, typed.
Theme you saw in a set What to drill next Why SBI asks it
Simplification / approximation 30 mixed in 8 minutes Prelims Quant
Puzzle / seating One clean set or skip Prelims + Mains
RC / cloze Read question first English timer
DI caselet 5 questions, 6 minutes Mains merit
Banking GA Monthly capsule + RBI Mains + interview
Descriptive Structure, not vocabulary flex Mains 30 marks

Then download the official notification from sbi.bank.in.

From application to offer at SBI

SBI does not hire POs through your college TPO the way Infosys does. You apply on the bank portal, sit a national CBT, then (for PO) a Group Exercise and interview. Specialist tech cadres are a different advertisement.

Application methods

SBI PO / Clerk notification

Primary path. Online form, fee, e-admit card, CBT centres. Pre-exam training for eligible categories (own cost, opt-in on form).

Specialist Cadre ads

Separate PDFs. Professional knowledge paper. Engineers targeting IT/systems inside SBI usually land here, not in PO Quant.

IBPS vs SBI

IBPS PO is a different exam for other PSU banks. Do not mix admit cards. Prep overlap is real; forms are not.

SBI PO Phase 1: Prelims (qualifying)

Section Q Marks Time
English Language 40 40 20 min
Numerical Ability 30 30 20 min
Reasoning Ability 30 30 20 min
Total 100 100 60 min
  • Mode: online CBT
  • Negative marking: 0.25 per wrong
  • Not in final merit
  • Recent cycles: no sectional cutoff in Prelims; overall score (confirm PDF)

Pass habit: 45-second skip. 22-25 solid Quant beats 30 with 8 wrong. English RC: read questions first.

SBI PO Phase 2: Mains

Objective (commonly 200 marks, ~3 hours, sectional timers) plus descriptive (30 marks / 30 minutes in 2026 cycle summaries).

Typical objective families:

  • Reasoning & Computer Aptitude
  • Data Analysis & Interpretation
  • General / Economy / Banking Awareness
  • English Language

Descriptive: typed English. 2026 coaching summaries of the ad: email, situation analysis, report or precis (replacing the older 50-mark letter+essay pair). Read the PDF for the exact three-question mix.

Pass habit: DI first if that is your strength. GA is a 15-day habit, not a night-before PDF. Descriptive: structure (purpose, 3 bullets, close) over fancy words.

SBI PO Phase 3: Psychometric + GE + Interview

  • Psychometric: qualifying personality screen
  • Group Exercise: ~20 marks in many older weightages
  • Interview: ~30 marks in many older weightages

Final merit: Mains + GE/Interview as per notification (normalised). Banking awareness, Why SBI, willingness to be posted anywhere, bond awareness.

Phase Counts in merit? What fails people
Prelims No Speed + negative marks
Mains objective Yes Weak DI/GA
Descriptive Yes Blank/off-topic
Psychometric Qualifying Treat it seriously
GE + Interview Yes “I will only sit in my home city”

Timeline (PO 2026 cycle, indicative)

Activity Window (that ad)
Notification / apply 18 Jun - 8 Jul 2026
Pre-exam training July 2026
Prelims August 2026
Prelims result September 2026
Mains September 2026
Mains result October 2026
GE/Interview Oct-Nov 2026
Final result Nov/Dec 2026
End to end ~5-6 months from form to result

This is not a 2-week campus loop. Plan semester exams around it.

Clerk path in one screen

Prelims (QRE, sectional) → Mains (including computer and GA flavours as per ad) → Local Language Proficiency Test. No PO-style interview. Language is the silent killer for out-of-state applicants.

Specialist Cadre / tech inside SBI

If you want to write Java at a bank, read SCO advertisements, not only PO. Pattern: professional knowledge + shortlisting + interview. Our coding questions page is for that minority path and for general problem-solving, not for PO Prelims.

Prelims skip rules that actually save attempts

Situation Move
Puzzle not opening in 60 seconds Skip the set
RC inference question Return after fact-based Qs
Quant word problem with 3 variables Mark for review
Sure simplification Do first, bank time

Eleven confident ticks with two wrong is better than twenty guesses. That is the whole sport.

GA without drowning

  • Weekly: RBI policy, SBI product news, budget/economy headlines, appointments, reports (WPI/CPI) in one notebook.
  • Daily: 10 MCQs from a current capsule, not a new app.
  • Interview: 5 SBI-specific facts (largest bank, digital channels, recent initiative you actually understand).

Memorising 400 pages the night before Mains is how people score 8 in GA.

Documents and biometrics

Keep graduation/provisional certificate, category certificate, photo ID, photo, signature scans. 2026 commentary: Aadhaar verification emphasised. Do not put mehndi or chemicals on fingers around exam week; biometric mismatch is a real rejection reason in bank exams.

Bond and posting: decide before you apply

Widely cited for PO 2026: ₹2 lakh bond, 3 years. Posting is anywhere in India. If you cannot leave your city, Clerk in your state (with LPT) may fit better than PO. Filling PO “for prestige” and freezing in interview wastes an attempt (Mains counts).

Clerk (Junior Associate) pattern students actually sit

Exact Q/marks live in that year’s Clerk PDF. The shape does not change much:

  • Prelims: English, Numerical Ability, Reasoning with sectional timers and 0.25 negative marking. Qualifying.
  • Mains: Quantitative, reasoning, English, plus computer/GA flavours as notified. Merit for language-test shortlist.
  • LPT: You must prove the local language of the state you applied for. Engineers who pick a high-vacancy state they cannot speak often die here.

If you want a home-state job and cannot accept pan-India PO posting, Clerk is the honest form. Do not fill both “just in case” without reading attempt and exam-date clashes.

Mains DI: a 6-minute set habit

  1. Read the question, not the paragraph first.
  2. Write one ratio or one total.
  3. Answer the two easiest questions in the set.
  4. If the caselet needs three variables, skip and return.

Five such sets a week after Prelims beat a 300-page DI book you never time.

Descriptive 30 minutes (2026-style)

Coaching summaries of the 2026 ad point to email, situation analysis, report or precis rather than the old 50-mark letter+essay pair. Practice:

  • Email: subject, purpose in line 1, three bullets, polite close. 120-150 words.
  • Situation: what you would do as a PO (customer, staff, risk), not a moral essay.
  • Precis: one-third length, no new opinions.

Type on a keyboard. Handwritten practice does not transfer.

Attempt maths (PO)

UR/EWS: 6 Mains appearances. Prelims-only does not count. If you are in the last attempt, treat Mains GA as non-negotiable. SC/ST: no restriction in that cycle’s table; still read the PDF. Do not burn an attempt on a half-ready Mains because Telegram said “form last day.”

Pre-exam training

SBI may offer a short orientation for SC/ST/minority candidates at listed centres, own cost, opt-in on the form. It is not a secret paper. Use it for exam temperament if you qualify; do not skip your own mocks because training exists.

Engineer-specific trap

You will outrun many candidates in Quant and still fail English or GA. Build RC and banking awareness on the same calendar as simplification. A 9.0 B.Tech with 12/40 English is a common first-attempt story. Fix the 20-minute English section like it is a lab exam.

Group Exercise: what “good enough” looks like

You are not running a college debate. You are showing you can talk in a group without killing the topic.

  • One clear opening if the topic is banking/economy (you have GA notes; use one fact).
  • Two short adds, not a monologue.
  • Invite a quiet person in if the group is a mess. Panels notice.
  • Disagree with a reason, then let the group move.

Topics: digital payments, financial inclusion, a budget headline, “should POs be posted in home state only” (trap: the job is pan-India).

Interview: five questions to write tonight

  1. Why SBI, not IBPS PO or a private bank?
  2. Why PO, not Clerk, given posting?
  3. One RBI policy you can explain in 40 seconds.
  4. A customer-service story (college club counts).
  5. Bond and 3-year stay: yes or no, without theatre.

If any answer is a slogan, rewrite it. Panels have heard “largest bank in India” two hundred times that week.

Vacancy maths without hopium

1500 PO seats in 2026 is more than 541 in 2025. It is still a national exam. Cutoffs move; English and GA still delete engineers who only drilled Quant. Plan for Mains as the real exam from day one of the form.

What this hub will not do

It will not replace the notification PDF. Sectional tables drift on coaching sites. If 2027 changes descriptive marks again, trust the new ad. Our PDFs train QRE stamina; they do not leak tomorrow’s shift.

Shift-day logistics

Admit card, photo ID, banned-item list (watch, notes, phone). Reach the centre early. Sectional timer does not pause because you were in a queue. For Mains, a working keyboard habit matters for descriptive; do not first-touch-type on exam day. Biometric: clean dry fingers.

After Prelims, before Mains

Do not take a two-week holiday. Move 70% of time to DI, GA, and one descriptive every other day. Keep a light Prelims set once a week so you do not go rusty if the calendar slips. The students who “rest after Prelims” are the ones who miss the interview list on GA. Keep the same notebook; do not start a new app for Mains. One capsule, one error log, one keyboard for descriptive is enough.

Where to practise for SBI

Week-by-week plans live on the preparation guide, not here. Always pair mocks with the official PDF.

How students actually prep for SBI

If a SBI invite is 3-8 weeks out, treat this hub as the map and the linked practice pages as the drills. Do not reread eligibility ten times. Check the JD once, then spend hours on the filter that actually rejects people.

Typical fresher CTC chatter for SBI sits around ₹5-10 LPA (candidate-reported - confirm the letter). Languages students mention most often: Java, C. Pick one and stay with it in OA and interviews.

Eligibility reminder (from student reports): There is no single CGPA cutoff like an IT campus drive. SBI PO 2026 (Advt. CRPD/PO/2026-27/09): graduation in any discipline from a recognised university; age 21-30 as of 01/04/2026 (relaxations as per category); final-year students may apply if they produce proof of graduation by interview. Clerk and Specialist Cadre have their own ads (age, language, professional degree). Always download the current PDF from sbi.ba.

What you are training for: SBI PO: Phase 1 Prelims (qualifying CBT) → Phase 2 Mains (objective + descriptive) → Phase 3 psychometric (qualifying) plus Group Exercise and Interview. Final merit uses Mains + GE/Interview, not Prelims marks. Clerk: Prelims → Mains → Local Language Proficiency Test (no interview on the usual JA path). Specialist Cadre: as per that notification (often professional knowledge + interview).

Short version of the prep split: Prelims: sectional timers (English 20 min, Quant 20, Reasoning 20) with 0.25 negative marking; aim for speed plus accuracy, not 100/100. Mains: DI, banking/economy GA, reasoning+computer, English, plus a 30-mark descriptive (email/situation/report or precis as per the latest ad). Then GE+interview: banking awareness and Why SBI. Full plan: /sbi/preparation-guide/.

A four-week plan that actually gets used

Week 1 - pattern, not vibes. Timed aptitude + one easy coding problem a day, plus a one-page cs fundamentals sheet. Open the SBI previous-year sets on this site and mark which sections ate your time. Write the timing on a sticky note. That number is more useful than a 200-problem LeetCode streak you never timed.

Week 2 - the steep filter. Most SBI drives fail people on the first timed paper or OA. Do three timed sits this week. After each one, log every miss in a two-column note: topic and why (slow, wrong formula, bad edge case, panic). The next sit should only add problems from that log.

Week 3 - talk tracks. Technical interviews at SBI usually want a clean project story, one or two CS fundamentals, and (if the process has it) a behavioral or values round. Write STAR stories on paper, not in your head. Practise “Why SBI?” with one concrete product, lab, or business line - not a slogan.

Week 4 - mocks and logistics. Two full mocks, then only error-log topics - no new patterns. If you still have energy, redo only the questions you failed in week 2.

Where the hours should go

Slice Share of weekly hours What “done” looks like
Timed papers / OA ~40% You finish a SBI-style sit without guessing the clock
Coding / role technical ~30% You can explain a solution out loud in your chosen language
Fundamentals / domain ~20% You can teach one OS/DBMS/networks (or domain) topic to a friend
Stories + HR ~10% Two STAR stories and a specific Why-this-company answer

If you only have 10 days, keep the same ratios and cut volume, not the timed sits.

Practice pages to open this week

Use this hub for the SBI story (eligibility, rounds, salary). Use those pages for timed reps and interview notes.

Common ways students waste a month

  • Collecting 12 SBI PDFs and never sitting one under a timer.
  • Switching languages every weekend because a senior used a different one.
  • Memorising HR answers before they can finish the OA.
  • Ignoring the company-specific quirk on this page (unique round, exam name, or role band) and preparing like a generic service-company drive.

If you do one thing after reading this: schedule three timed SBI papers on three different days, then interview prep on the leftovers.

If you are starting from a service-company prep base

A TCS/Infosys aptitude deck still helps the quant/logic slice of many SBI papers, but do not assume the same cutoff culture. Read the process section on this page once, then swap in SBI-specific coding or domain drills from the nested banks. Shared prep is fine; shared assumptions about rounds are not.

SBI fresher CTC in India (2026)

Use the notification, not a leftover “₹5-10 LPA IT fresher” template.

Role What official / widely cited figures say Notes
SBI PO Basic ₹48,480 with 4 advance increments; Mumbai-centre CTC about ₹21.97 L in 2026 cycle materials DA, HRA/lease, CCA, medical, NPS
Clerk / JA In-hand often discussed around ₹35-45k by city Different scale; LPT applies
SCO Post-specific Read that ad
PO CTC ~₹21.97 L (Mumbai, cited)

In-hand in a metro is often discussed around ₹80-82k gross monthly in coaching summaries. That is not the same as a ₹5 LPA software GET. Compare after tax, lease, and posting.

Benefits students actually care about

  • Job security and pension/NPS structure
  • Medical, LFC, lease rental as per rules
  • 2-year probation (PO)
  • Career path inside the bank (PO can rise a long way)
  • Pre-exam training for eligible categories (orientation, own cost)

How to talk pay in interview

Do not quote a Telegram “24 LPA.” Say you read the basic + CTC line in the notification and you understand allowances depend on centre. Interviewers like people who read the ad.

Offer-stage discipline

  • Read bond tenure and amount
  • Medical / document / police verification
  • Language (Clerk LPT) if that is your path
  • Do not resign another job until appointment letter language is clear

SBI hiring updates for 2026

  • SBI PO 2026: 1500 vacancies, site sbi.bank.in, descriptive 30 marks, CTC cited ₹21.97 L at Mumbai, attempt limits relaxed vs some older cycles, Aadhaar verification push.
  • Prelims still qualifying. Do not celebrate a high Prelims score as a job.
  • Clerk LPT remains the out-of-state filter.
  • SCO ads are the real tech-in-bank path.
  • Net for 2026: download the PDF, practise sectional timers, build GA weekly, decide bond/posting before you pay ₹750.

SBI placement FAQs

Process & papers

What is the SBI placement process?

PO: Prelims (qualifying) → Mains (objective + descriptive) → psychometric + Group Exercise + Interview. Clerk: Prelims → Mains → local language test. Specialist Cadre: as per that advertisement. This is not a campus coding loop.

How many rounds are there in SBI PO 2026?

Three phases. Prelims does not count toward final merit. Appearing in Mains counts as an attempt.

Can I download SBI placement papers PDF?

Yes. Free SBI-style papers and 2024-2026 practice are on this site. Start with the 2026 PDF or the archive. Then download the official notification from sbi.bank.in.

What is the SBI PO 2026 exam pattern?

Prelims: 100 Q / 100 marks / 60 min (40 English, 30 Quant, 30 Reasoning) with 0.25 negative marking. Mains: objective (~200) + descriptive (30 marks / 30 min in 2026 summaries). Confirm the PDF.

Eligibility & offer

What is SBI eligibility criteria for freshers 2026?

PO: graduation any discipline, age 21-30 as of 01/04/2026, attempt limits by category. No IT-style CGPA cutoff. Clerk and SCO have separate ads. Final-year students: proof of graduation by interview for PO.

What is SBI salary for freshers in India?

PO 2026: basic ₹48,480 with 4 increments; Mumbai CTC about ₹21.97 lakh cited in cycle materials. Clerk in-hand is much lower. The appointment letter and centre decide in-hand.

Does SBI PO have a service bond?

2026 materials widely cite ₹2 lakh for 3 years. Read the official notification.

Prep & SBI-specific

How to prepare for SBI PO 2026?

Sectional Prelims mocks, then Mains DI + GA + descriptive. Interview: banking + posting. Details: preparation guide.

Is SBI PO Prelims counted in the final merit list?

No. It is qualifying. You still must clear it to sit Mains.

Can engineering students apply for SBI PO?

Yes. Any graduate, including engineering. You sit the same QRE paper, not a coding OA.

Any pro tip for SBI exam preparation?

Official PDF first. Skip rules under negative marking. Weekly GA. Decide bond and pan-India posting before you apply.

Where can I read interview notes?

SBI interview experience plus recent candidate blogs. Panels differ by circle. Banking awareness transfers; memorised HR scripts do not.

SBI PO vs IBPS PO vs private bank campus jobs?

SBI PO: own notification, usually tougher, higher metro CTC, pan-India posting. IBPS PO: many PSU banks. Private campus roles: recruiter process, different pay, no gazette Prelims. Do not mix an IT OA with a 20-minute English section.

Do I need coding for SBI PO?

No. Specialist IT cadres may ask professional knowledge. PO is QRE + GA + interview.

What is the SBI Clerk local language test?

After Mains, Junior Associate candidates must show proficiency in the local language of the state they applied for. Failing LPT can stop an otherwise good Mains score. Pick the state you can actually read and speak.

SBI - recent candidate experiences

Long first-person PO write-ups are still thin online. Patterns below are what banking aspirants repeat every cycle. Trust the notification over any single blog.

What to steal this week

Steal: official PDF; 20-minute sectional mocks; skip rules; weekly GA notebook; bond/posting decision.
Ignore: “SBI 6.5 CGPA”; IT-style 2-week timeline; quoting 24 LPA in interview; treating Prelims as the job.

If you only do three things: download the ad, sit one full Prelims mock with sectional lock, and write whether you accept pan-India posting.

Composite: first-attempt engineer, PO Prelims

Strong Quant, weak English RC. Spent 14 minutes on one puzzle, guessed 8 Quant, negative marking ate the cutoff. Next cycle: skip rules, RC first, Prelims clear, Mains GA still thin. Takeaway: engineers do not get a Quant-only paper.

Composite: Mains GA shock

Cleared Prelims comfortably, scored poorly in banking awareness, missed interview list. Takeaway: start a GA notebook the day you fill the form, not after Prelims.

Composite: interview posting honesty

Said “only my home state.” Panel moved on. Takeaway: PO means anywhere. Clerk + LPT is the state-tied path.

SBI PO vs IBPS PO vs private banks

SBI: one bank, higher metro CTC, slightly harder paper, bond. IBPS: many banks, similar QRE sport. HDFC/ICICI/Axis campus: different process, different bond/sales pressure. Pick with posting and exam style, not logo size alone.

More as we collect write-ups: SBI interview experience. Official careers: sbi.bank.in.

Similar companies

Bank of Baroda · Canara Bank · HDFC Bank · ICICI Bank · Axis Bank