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PhonePe Placement Papers 2024 - Previous Year OA Questions & Solutions

This page contains PhonePe placement papers from 2024 with previous year online assessment questions, solutions, and exam patterns.

SectionQuestionsTimeDifficultyFocus Areas
Coding Problems2-390 minMedium-HardArrays, trees, graphs, DP

Total: 2-3 problems, 90 minutes

Platform: HackerRank or similar
Languages Allowed: Java, Python, C++, Go
Success Rate: ~15-20% cleared OA and advanced to interviews

PhonePe Placement Papers 2024 - Actual Questions & Solutions

Section titled “PhonePe Placement Papers 2024 - Actual Questions & Solutions”
Q1: Given a string s, return the longest palindromic substring in s.

Example:

Input: s = "babad"
Output: "bab" or "aba"

Solution (Java):

public String longestPalindrome(String s) {
if (s == null || s.length() < 1) return "";
int start = 0, end = 0;
for (int i = 0; i < s.length(); i++) {
int len1 = expandAroundCenter(s, i, i);
int len2 = expandAroundCenter(s, i, i + 1);
int len = Math.max(len1, len2);
if (len > end - start) {
start = i - (len - 1) / 2;
end = i + len / 2;
}
}
return s.substring(start, end + 1);
}
private int expandAroundCenter(String s, int left, int right) {
while (left >= 0 && right < s.length() && s.charAt(left) == s.charAt(right)) {
left--;
right++;
}
return right - left - 1;
}

Time Complexity: O(n²)
Space Complexity: O(1)

Hiring Volume

  • Total Hires: 200+ freshers in India
  • Software Engineer: 180+ selections

Salary Packages

  • Software Engineer: ₹18-25 LPA total compensation

Key Insights from 2024 PhonePe Online Assessment

Section titled “Key Insights from 2024 PhonePe Online Assessment”
  1. Coding Section is Critical: Must solve 2-3 coding problems correctly to advance
  2. DSA Focus: Strong emphasis on arrays, strings, trees, graphs, and dynamic programming
  3. Time Management: 2-3 problems in 90 minutes requires excellent speed and accuracy
  4. Payment System Focus: Problems often relate to payment systems, UPI, transactions, security
  5. System Design: Asked for SDE-1/2 roles, payment system design for fintech roles
  6. Success Rate: Only 15-20% cleared OA and advanced to interviews
  7. Platform: HackerRank or PhonePe’s internal platform
  8. Focus Areas: Arrays, trees, graphs, dynamic programming, payment systems, UPI

Based on candidate experiences from 2024 PhonePe interviews:

2024 Interview Process:

  1. Online Assessment (90 minutes): 2-3 coding problems
  2. Technical Phone Screen (45-60 minutes): Coding problems, algorithm discussions, UPI/payment concepts
  3. Onsite Interviews (4-5 rounds, 45-60 minutes each):
    • Coding rounds (2-3): Algorithms, data structures, problem-solving
    • System Design rounds: UPI systems, payment processing, transaction systems, security
    • Behavioral rounds: Problem-solving approach, security mindset, impact

Common 2024 Interview Topics:

  • Coding: Arrays, strings, trees, graphs, dynamic programming, payment algorithms
  • System Design: UPI systems, payment processing, transaction systems, security, fintech architecture
  • Behavioral: Problem-solving, security mindset, teamwork, impact
  • PhonePe Technologies: UPI, payment systems, transaction processing, security, fintech platforms

2024 Interview Questions Examples:

  • Longest Palindromic Substring
  • Design PhonePe’s UPI system (System Design)
  • Design PhonePe’s payment processing system (System Design)
  • Security-related coding problems

Success Tips:

  • Strong coding performance is essential - solve problems optimally
  • Understand UPI and payment processing concepts
  • Practice system design for UPI systems and payment processing
  • Prepare examples demonstrating problem-solving and security mindset
  • Learn PhonePe’s products and UPI technologies
  • Practice explaining your thought process clearly

For detailed interview experiences, visit PhonePe Interview Experience page.

  1. Master Coding Fundamentals: Focus on solving 2-3 coding problems correctly - arrays, trees, graphs, DP
  2. UPI/Payment Knowledge: Strong understanding of UPI, payment processing, transaction systems, security
  3. Practice Previous Year Papers: Solve PhonePe OA papers from 2020-2024 to understand patterns
  4. Time Management: Practice completing 2-3 coding problems in 90 minutes
  5. LeetCode Practice: Solve 200+ LeetCode problems focusing on arrays, strings, trees, graphs (medium-hard difficulty)
  6. Fintech Focus: Practice problems related to payment systems, UPI, and transactions
  7. System Design Mastery: Learn UPI system design, payment processing, transaction systems, security
  8. Security Knowledge: Understand security best practices for payment systems and UPI
  9. Behavioral Preparation: Prepare examples using STAR format - problem-solving, security mindset, impact
  10. Mock Tests: Take timed practice tests to improve speed and accuracy

PhonePe 2025 Papers

Latest PhonePe placement papers with current year questions

View 2025 Papers →

PhonePe Interview Experience

Real interview experiences from successful candidates

Read Experiences →

PhonePe Main Page

Complete PhonePe placement guide with eligibility, process, and salary

View Main Page →


Practice 2024 papers to understand PhonePe OA pattern and prepare effectively!