Download free PhonePe placement papers 2025 with DSA questions, system design problems, and solutions. Access PhonePe previous year questions, exam pattern, eligibility criteria, placement process, and complete preparation guide.
PhonePe is India’s leading digital payments platform with over 500 million registered users. Founded in 2015 and acquired by Flipkart, PhonePe processes billions of transactions monthly. The company offers UPI payments, bill payments, insurance, and financial services with a strong engineering team in Bengaluru. PhonePe values innovation, scalability, and building robust payment systems.
Headquarters: Bengaluru, India
Employees: 3,000+ globally
Industry: FinTech, Digital Payments
Valuation: $12+ Billion USD
Download free PhonePe placement papers 2025 with previous year questions, detailed solutions, exam pattern, and complete preparation guide. Access PhonePe last 5 years placement papers with solutions PDF download and practice with solved questions covering data structures, algorithms, and system design.
Academic Requirements
Minimum CGPA Required for Placement in PhonePe:
10th Standard: 70% or 7.0 CGPA
12th Standard: 70% or 7.0 CGPA
Graduation: 70% or 7.0 CGPA (aggregate)
Degree: B.Tech/B.E./M.Tech in Computer Science, IT, or related fields
Year of Study: Final year students and recent graduates (within 2 years)
Backlogs: No active backlogs at the time of application
Branch Eligibility
Eligible Branches: Computer Science, Information Technology, Electronics & Communication, or related engineering fields
Programming Focus: Strong skills in Java, Python, or Go required
Experience: Freshers and up to 2 years experience (for entry-level roles)
Additional Criteria
Technical Skills: Strong data structures and algorithms knowledge, system design understanding
Gap Years: Maximum 2 years gap in education allowed
Course Type: Full-time degrees only
Nationality: Indian citizens (for India roles)
Software Engineer Role
Primary Role: Software Engineer (Entry-level position)
Salary Package: ₹18-25 LPA for freshers
Selection: Through PhonePe placement process (5 rounds)
Focus: Data structures, algorithms, system design, and payment systems
Access free PhonePe placement papers PDF and PhonePe previous year question paper with detailed solutions. Download PhonePe last year question paper and PhonePe question paper PDF from previous years with comprehensive question banks covering coding problems, system design questions, and interview questions.
2024 Placement Papers PDF
Download PhonePe placement papers 2024 PDF with previous year coding questions, system design problems, solutions, and exam pattern analysis.
2025 Placement Papers PDF
Download latest PhonePe placement papers 2025 PDF with current year coding questions, system design problems, solutions, and updated exam patterns.
2026 Preparation Guide
Prepare for PhonePe placement 2026 with expected exam pattern, coding questions, system design problems, and comprehensive preparation strategy.
What's Included
Complete PhonePe placement papers (2024-2026) with coding questions, system design problems, detailed solutions, answer keys, exam pattern analysis, and topic-wise organization.
Campus Placements
Primary Method: Through college placement cells for final year students
Direct Application
Online: Apply through PhonePe careers page for off-campus opportunities
Referrals
Employee Referrals: Internal referrals from PhonePe employees
The PhonePe placement process focuses on strong technical skills, particularly in data structures, algorithms, and system design. Understanding the detailed exam pattern is crucial for effective preparation.
Online Assessment (OA) - 90 minutes
Total Duration: 90 minutes Total Questions: 2-3 coding problems Format: Online coding platform (HackerRank or similar) Negative Marking: No negative marking Platform: HackerRank, CodeSignal, or similar
Section-wise Breakdown:
| Section | Questions | Time | Difficulty | Focus Areas |
|---|---|---|---|---|
| Coding Problems | 2-3 | 90 min | Medium-Hard | Arrays, Strings, DP, Graphs |
Section Details:
Important Notes:
Success Rate: ~15-20% of candidates clear this round
Technical Interview Round 1 - 45 minutes
Format: Virtual/Onsite Total Problems: 1-2 coding problems Language: Java, Python, C++, or Go Time: 45 minutes
Problem Types:
Passing Criteria: Solve problems optimally, explain approach clearly
Evaluation:
Success Rate: ~40% of OA candidates advance
Technical Interview Round 2 - 45 minutes
Format: Virtual/Onsite Focus Areas: System design, technical deep dive Time: 45 minutes
Topics Covered:
Evaluation Criteria:
Success Rate: ~50% of Round 1 candidates advance
Managerial Round - 45 minutes
Format: Virtual/Onsite Focus: Behavioral questions, technical discussion, cultural fit Time: 45 minutes
Topics Covered:
Evaluation Criteria:
Success Rate: ~60% of Round 2 candidates advance
HR Interview - 30 minutes
Format: Virtual/Onsite
Success Rate: ~80% of managerial round candidates get offers
| Phase | Duration | Key Activities |
|---|---|---|
| Application | 1-2 days | Submit application, resume screening |
| Online Assessment | 3-5 days | Complete OA, evaluation |
| Technical Interviews | 1 week | Round 1 and Round 2 technical interviews |
| Managerial Round | 2-3 days | Managerial interview, evaluation |
| HR Round | 1-2 days | HR interview, final evaluation |
| Offer Letter | 2-3 days | Offer negotiation, documentation |
Practice with 20+ PhonePe placement paper coding questions covering data structures, algorithms, and problem-solving. These questions are representative of what you’ll encounter in PhonePe’s online assessment and technical interviews.
What’s Included:
Problem: Given an array of integers, find the maximum sum of a contiguous subarray.
Example:
Input: [-2, 1, -3, 4, -1, 2, 1, -5, 4]Output: 6 (subarray [4, -1, 2, 1])Solution:
public int maxSubArray(int[] nums) { int maxSum = nums[0]; int currentSum = nums[0];
for (int i = 1; i < nums.length; i++) { currentSum = Math.max(nums[i], currentSum + nums[i]); maxSum = Math.max(maxSum, currentSum); }
return maxSum;}Explanation: Use Kadane’s algorithm to track maximum sum ending at each position. Time Complexity: O(n), Space Complexity: O(1).
Answer: 6
Problem: Given an array of integers and a target sum, find two numbers that add up to the target.
Example:
Input: nums = [2, 7, 11, 15], target = 9Output: [0, 1] (indices of 2 and 7)Solution:
public int[] twoSum(int[] nums, int target) { Map<Integer, Integer> map = new HashMap<>();
for (int i = 0; i < nums.length; i++) { int complement = target - nums[i]; if (map.containsKey(complement)) { return new int[]{map.get(complement), i}; } map.put(nums[i], i); }
return new int[]{};}Explanation: Use hash map to store numbers and their indices. For each number, check if complement exists. Time Complexity: O(n), Space Complexity: O(n).
Answer: [0, 1]
Problem: Find the longest palindromic substring in a given string.
Example:
Input: "babad"Output: "bab" or "aba"Solution:
public String longestPalindrome(String s) { if (s == null || s.length() < 1) return "";
int start = 0, end = 0;
for (int i = 0; i < s.length(); i++) { int len1 = expandAroundCenter(s, i, i); int len2 = expandAroundCenter(s, i, i + 1); int len = Math.max(len1, len2);
if (len > end - start) { start = i - (len - 1) / 2; end = i + len / 2; } }
return s.substring(start, end + 1);}
private int expandAroundCenter(String s, int left, int right) { while (left >= 0 && right < s.length() && s.charAt(left) == s.charAt(right)) { left--; right++; } return right - left - 1;}Explanation: Expand around each center (odd and even length palindromes). Time Complexity: O(n²), Space Complexity: O(1).
Answer: “bab” or “aba”
Problem: Given coins of different denominations and a total amount, find the minimum number of coins needed to make that amount.
Example:
Input: coins = [1, 3, 4], amount = 6Output: 2 (3 + 3)Solution:
public int coinChange(int[] coins, int amount) { int[] dp = new int[amount + 1]; Arrays.fill(dp, amount + 1); dp[0] = 0;
for (int i = 1; i <= amount; i++) { for (int coin : coins) { if (coin <= i) { dp[i] = Math.min(dp[i], dp[i - coin] + 1); } } }
return dp[amount] > amount ? -1 : dp[amount];}Explanation: Use dynamic programming to find minimum coins for each amount. Time Complexity: O(amount × coins.length), Space Complexity: O(amount).
Answer: 2
Problem: Design a system to handle payment transactions with requirements for high availability, consistency, and scalability.
Requirements:
Approach:
Explanation: Design focuses on scalability, consistency, and fault tolerance. Key considerations include database sharding, caching, message queues, and microservices architecture.
Data Structures
Arrays & HashMaps: Efficient storage and retrieval
Trees: Binary trees, BST, AVL trees, segment trees
Graphs: Adjacency lists, BFS, DFS, shortest paths
Heaps: Min heap, max heap, priority queues
Tries: String matching and prefix operations
Algorithms
Dynamic Programming: Knapsack, LCS, edit distance, coin change
Greedy Algorithms: Activity selection, fractional knapsack
Graph Algorithms: Dijkstra, Bellman-Ford, Floyd-Warshall
Sorting & Searching: Quick sort, merge sort, binary search
String Algorithms: KMP, Rabin-Karp, suffix arrays
System Design
Payment Systems: Transaction processing, idempotency, reconciliation
Distributed Systems: Consistency, availability, partitioning (CAP theorem)
Database Design: SQL, NoSQL, transactions, ACID properties
Caching: Redis, Memcached, cache invalidation strategies
Microservices: Service communication, API design, load balancing
Learn from real PhonePe placement interview experiences shared by candidates who successfully cleared the placement process. These authentic stories help you understand what to expect and how to prepare effectively.
Key Insights from Interview Experiences:
Candidate Background: Final year B.Tech Computer Science student from IIT, 8.5 CGPA
Online Assessment:
Technical Interview Round 1:
Technical Interview Round 2:
Managerial Round:
HR Round:
Tips: Focus on system design, practice payment system problems, prepare behavioral examples using STAR method.
Candidate Background: 2 years experience as Software Engineer, M.Tech from NIT
Online Assessment:
Technical Interview Round 1:
Technical Interview Round 2:
Managerial Round:
HR Round:
Tips: Strong system design knowledge is essential, practice distributed systems problems, be ready for deep technical discussions.
Format: Virtual interview, 30 minutes
Questions Asked:
Key Points:
Tips: Prepare answers for common HR questions, research the company thoroughly, show enthusiasm for the role.
Prepare for PhonePe placement HR interview with common questions and effective strategies. PhonePe HR interview is typically friendly and focuses on cultural fit, career goals, and motivation.
Common HR Interview Topics:
Q: Tell me about yourself.
Q: Why do you want to join PhonePe?
Q: Where do you see yourself in 5 years?
Q: What do you know about PhonePe?
Q: What interests you about fintech?
Key Preparation Principles:
Preparation Approaches:
| Level | Experience | Base Salary | Total Package | Typical Background |
|---|---|---|---|---|
| Software Engineer | 0-2 years | ₹15-20 LPA | ₹18-25 LPA | Freshers, recent graduates |
| Senior Software Engineer | 2-4 years | ₹25-32 LPA | ₹30-40 LPA | 2+ years experience |
| Software Development Engineer II | 3-5 years | ₹35-45 LPA | ₹40-55 LPA | 3+ years, strong system design |
| Staff Software Engineer | 5+ years | ₹50-70 LPA | ₹60-85 LPA | 5+ years, leadership experience |
| Role | Level | Total Package | Requirements |
|---|---|---|---|
| Backend Engineer | Mid-level | ₹30-45 LPA | Strong Java/Python, system design |
| System Design Engineer | Senior | ₹45-65 LPA | Expert in distributed systems |
Hiring Trends 2025
Increased Hiring: PhonePe is expanding engineering teams significantly in 2025
Focus Areas: Backend engineering, system design, payment systems
Remote Opportunities: More remote and hybrid positions available
Process Changes
OA Format: Consistent 90-minute format with 2-3 problems
System Design Emphasis: Increased focus on system design in all rounds
Faster Process: Reduced timeline from 3-4 weeks to 2-3 weeks
New Initiatives
Campus Programs: Expanded campus recruitment programs
Referral Program: Enhanced employee referral bonuses
Internship to FTE: More conversion opportunities from internships
Company Growth
User Base: Growing to 600M+ users
New Products: Expansion into insurance, investments, and credit
International Expansion: Exploring international markets
PhonePe placement papers are previous year question papers from PhonePe recruitment tests and interview rounds. These papers contain coding questions, system design problems, and interview questions that help students understand the exam pattern and prepare effectively for PhonePe placement process.
Yes, all PhonePe placement papers on our website are completely free to access and download. You can practice unlimited PhonePe placement questions and previous year papers without any registration or payment.
Yes, you can access PhonePe placement papers online with previous year coding questions, system design problems, and interview questions. Our website provides PhonePe placement papers PDF download, PhonePe previous year questions with solutions, PhonePe coding questions, and PhonePe interview questions. All papers are completely free and require no registration.
We provide PhonePe placement papers from recent years including 2024 and 2025. Our collection is regularly updated with the latest questions and exam patterns.
PhonePe placement papers cover coding questions (data structures, algorithms, dynamic programming, graphs), system design problems (payment systems, distributed systems, scalability), and interview questions (technical deep dive, behavioral questions).
PhonePe placement process includes: 1. Online Assessment (OA) - 90 minutes with 2-3 coding problems, 2. Technical Interview Round 1 - 45 minutes focusing on data structures and algorithms, 3. Technical Interview Round 2 - 45 minutes covering system design and technical deep dive, 4. Managerial Round - 45 minutes with behavioral and technical discussion, 5. HR Round - 30 minutes for general discussion. Total duration: 2-3 weeks from application to offer.
PhonePe exam pattern includes: Online Assessment (OA) - 90 minutes total, Coding Questions: 2-3 medium to hard problems covering arrays, strings, dynamic programming, and graphs. Topics: Data structures, algorithms, problem-solving. Platform: HackerRank or similar. Languages: Java, Python, C++, or Go. No negative marking. Passing Criteria: Solve at least 2 problems correctly to advance.
The PhonePe placement process typically takes 2-3 weeks from application to offer letter. Timeline: Application (1-2 days), Online Assessment (3-5 days), Technical Interviews (1 week), Managerial Round (2-3 days), HR Round (1-2 days), Offer Letter (2-3 days).
PhonePe interview process consists of 5 rounds: 1. Online Assessment (90 minutes), 2. Technical Interview Round 1 (45 minutes), 3. Technical Interview Round 2 (45 minutes), 4. Managerial Round (45 minutes), 5. HR Interview (30 minutes). Total duration: 2-3 weeks from application to offer letter.
PhonePe interview questions include: Coding Problems (arrays, strings, dynamic programming, graphs), System Design (payment systems, distributed systems, scalability), Technical Deep Dive (previous projects, technologies used, challenges faced), Behavioral Questions (problem-solving, impact, teamwork), Database Questions (SQL, NoSQL, transactions, consistency). All questions focus on practical problem-solving and system design.
PhonePe interview success rates: Online Assessment: ~15-20% of candidates clear, Technical Interview Round 1: ~40% of OA candidates advance, Technical Interview Round 2: ~50% of Round 1 candidates advance, Managerial Round: ~60% of Round 2 candidates advance, HR Round: ~80% of managerial round candidates get offers.
PhonePe eligibility criteria for freshers 2026 include: Minimum Percentage of 70% or 7.0+ CGPA in 10th, 12th, and graduation. Degree required: B.Tech/B.E./M.Tech in Computer Science, IT, or related fields. Final year students and recent graduates (within 2 years) are eligible. No active backlogs at the time of application. Strong programming skills in Java, Python, or Go are preferred.
The minimum CGPA required for PhonePe is 7.0 CGPA (70%) across all academic levels: 10th Standard: 70% or 7.0 CGPA, 12th Standard: 70% or 7.0 CGPA, Graduation: 70% or 7.0 CGPA (aggregate). However, candidates with higher CGPA (8.0+ or 80%+) and strong coding skills have better chances of selection.
PhonePe requires strong programming skills in Java, Python, or Go. Java is preferred for backend development, Python for data processing and automation, and Go for high-performance services. Candidates should be proficient in at least one language and comfortable with data structures, algorithms, and system design concepts.
No, PhonePe does not accept candidates with active backlogs at the time of application. All backlogs must be cleared before applying. However, candidates who have cleared all backlogs are eligible to apply.
PhonePe salary for freshers (2025-2026): Software Engineer: ₹18-25 LPA for new graduates, Senior Software Engineer: ₹30-40 LPA (2-3 years experience), Software Development Engineer II: ₹40-55 LPA (3-5 years). All figures are total annual compensation including base salary, bonuses, stock options, and benefits.
PhonePe offers various roles: Software Engineer (entry-level, ₹18-25 LPA), Senior Software Engineer (2-4 years, ₹30-40 LPA), Software Development Engineer II (3-5 years, ₹40-55 LPA), Staff Software Engineer (5+ years, ₹60-85 LPA), Backend Engineer, System Design Engineer, and other specialized roles.
PhonePe offers comprehensive benefits including: Health insurance for employee and family, stock options and equity participation, flexible work model with hybrid options, learning and development budget, free meals and snacks, transportation allowance, and other standard benefits.
To prepare for PhonePe placement: 1. Data Structures & Algorithms (40% time) - Master arrays, trees, graphs, dynamic programming, 2. System Design (30%) - Learn payment systems, distributed systems, high availability, 3. Coding Practice (20%) - Solve 200+ problems on LeetCode, HackerRank, 4. Technical Interview Prep (10%) - Review projects, prepare for deep dives. Focus on strong fundamentals and real-world problem-solving.
Focus on: Data Structures (arrays, hash maps, trees, graphs, heaps), Algorithms (dynamic programming, greedy, graph algorithms, sorting), System Design (payment systems, distributed systems, scalability, database design), Programming (Java, Python, or Go), and Database (SQL, NoSQL, transactions, consistency). PhonePe heavily emphasizes system design and practical problem-solving.
Preparation time varies: Intensive 3-month plan for candidates with strong fundamentals (focus on advanced topics and system design), Extended 6-month plan for candidates new to competitive programming (start with basics and gradually advance). Consistent daily practice of 2-3 hours is recommended.
Recommended resources: Coding practice (LeetCode, HackerRank, CodeChef), System design (Grokking the System Design Interview, Designing Data-Intensive Applications), PhonePe placement papers (previous year questions with solutions), Mock interviews (practice with peers or mentors), and Online courses (data structures, algorithms, system design).
PhonePe offers: Leadership in digital payments with 500M+ users, innovative products and technologies, strong engineering culture and learning opportunities, competitive compensation and benefits, growth opportunities in fast-growing fintech space, and impact on millions of users’ daily lives. PhonePe values innovation, scalability, and building robust payment systems.
PhonePe’s work culture emphasizes: Innovation and problem-solving, fast-paced environment with rapid product development, strong engineering focus and technical excellence, collaborative teamwork and knowledge sharing, learning and growth opportunities, and work-life balance with flexible work options.
PhonePe: Leading UPI payments platform, 500M+ users, strong engineering team, ₹18-25 LPA for freshers, focus on payments and financial services.
Paytm: Diversified fintech platform, payments, commerce, and financial services, ₹20-28 LPA for freshers, larger organization with more verticals.
Razorpay: Payment gateway and banking solutions, B2B focus, ₹22-30 LPA for freshers, strong in payment infrastructure.
Choose PhonePe if you want to work on consumer payments at scale. Choose Paytm if you prefer a more diversified fintech platform. Choose Razorpay if you’re interested in B2B payment infrastructure.
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Ready to start your PhonePe preparation? Practice with our placement papers and focus on strong fundamentals in data structures, algorithms, and system design. PhonePe values technical excellence and practical problem-solving skills.
Pro Tip: Focus heavily on system design, especially payment systems and distributed systems. PhonePe’s technical interviews extensively test system design knowledge, so thorough preparation in this area is crucial for success.
Last updated: November 2025