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ICICI Bank Placement Papers 2025 - Previous Year Questions PDF Download, Banking & Tech Roles & Solutions

Download free ICICI Bank placement papers 2025 PDF with previous year questions and solutions. Access exam pattern, eligibility criteria for freshers, placement process, and complete preparation guide.

ICICI Bank is India’s second-largest private sector bank providing banking, financial services, and digital banking solutions. Founded in 1994, ICICI Bank has a strong technology division working on digital banking, payment systems, and financial technology. The bank is known for innovation in FinTech and offers diverse career opportunities in technology, banking operations, and digital services.


Headquarters: Mumbai, India
Employees: 120,000+ globally

Industry: Banking, Financial Services
Revenue: $15+ Billion USD (2023)

ICICI Bank Eligibility Criteria for Freshers 2025-2026

Section titled “ICICI Bank Eligibility Criteria for Freshers 2025-2026”

Academic Requirements

Marks: 65% or 6.5+ CGPA in 10th, 12th, and graduation

Degree: B.Tech/B.E./M.Tech/MBA/MCA

Year of Study: Final year students and recent graduates (within 2 years)

Backlogs: No active backlogs at the time of selection

Branch Eligibility

Eligible Branches: All engineering branches, Computer Science, IT, Electronics, MBA (Finance/Marketing/Operations), MCA

Programming Focus: Java, Python, SQL (for tech roles)

Experience: Freshers and 0-2 years experience

Additional Criteria

Programming Skills: Basic programming knowledge (for tech roles)

Gap Years: Up to 1-2 years allowed with valid reasons

Course Type: Full-time courses only

Nationality: Indian citizens preferred

Technology Graduate Trainee Role

Primary Role: Technology Graduate Trainee for freshers

Salary Package: ₹6-8 LPA for new graduates

Selection: Through ICICI Bank placement process (3 rounds)

Focus: Programming, banking systems, digital solutions

Banking Operations Role

Primary Role: Banking Operations for freshers

Salary Package: ₹4-6 LPA for entry-level roles

Selection: Through ICICI Bank placement process (3 rounds)

Focus: Banking knowledge, customer service, operations

ICICI Bank Placement Papers - Download Previous Year Questions PDF

Section titled “ICICI Bank Placement Papers - Download Previous Year Questions PDF”

Access free ICICI Bank placement papers PDF and ICICI Bank previous year question paper with detailed solutions. Download ICICI Bank last year question paper and ICICI Bank question paper PDF from previous years with comprehensive question banks covering aptitude, reasoning, banking knowledge, and technical concepts.

ICICI Bank Last 3 Years Placement Papers with Solutions PDF Download

Section titled “ICICI Bank Last 3 Years Placement Papers with Solutions PDF Download”

2024 Placement Papers PDF

Download ICICI Bank placement papers 2024 PDF with previous year aptitude questions, reasoning problems, banking knowledge questions, solutions, and exam pattern analysis.


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2025 Placement Papers PDF

Download latest ICICI Bank placement papers 2025 PDF with current year aptitude questions, reasoning problems, banking knowledge questions, solutions, and updated exam patterns.


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2026 Preparation Guide

Prepare for ICICI Bank placement 2026 with expected exam pattern, aptitude questions, reasoning problems, banking knowledge questions, and comprehensive preparation strategy.


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What's Included

Complete ICICI Bank placement papers (2024-2026) with aptitude questions, reasoning problems, banking knowledge questions, detailed solutions, answer keys, exam pattern analysis, and topic-wise organization.

Campus Recruitment

On-Campus: ICICI Bank visits select colleges for campus recruitment drives. Contact your placement cell for registration.

Off-Campus Application

Online Application: Apply through ICICI Bank careers portal (icicibank.com/careers) for off-campus opportunities.

Referral Program

Employee Referral: Get referred by ICICI Bank employees for faster processing and better visibility.

Detailed ICICI Bank Online Assessment Exam Pattern 2025

Section titled “Detailed ICICI Bank Online Assessment Exam Pattern 2025”

The ICICI Bank placement process focuses on both technical skills and banking domain knowledge. Understanding the detailed exam pattern is crucial for effective preparation.

  1. Online Assessment (OA) - 90 minutes

    Total Duration: 90 minutes Total Questions: 50-60 questions Format: Online proctored test Negative Marking: No negative marking Platform: ICICI Bank assessment platform

    Section-wise Breakdown:

    SectionQuestionsTimeDifficultyFocus Areas
    Aptitude20-2530 minMediumQuantitative, Logical Reasoning, Verbal Ability
    Technical15-2030 minMediumProgramming (Java/Python/SQL), Basic algorithms
    Banking Knowledge10-1530 minMediumBanking products, Financial services, Operations

    Section Details:

    • Aptitude: Quantitative aptitude (percentages, ratios, profit-loss, time-speed-distance), Logical reasoning (series, coding-decoding, blood relations), Verbal ability (comprehension, grammar, vocabulary)
    • Technical: Basic programming questions (arrays, strings, basic algorithms), Database concepts (SQL queries, normalization), System design basics (for tech roles)
    • Banking Knowledge: Banking products (savings, current accounts, loans), Financial services, Banking operations, Customer service principles, Regulatory basics

    Important Notes:

    • All sections are mandatory
    • Section-wise time allocation is flexible
    • Questions are multiple-choice (MCQ) format
    • Technical section varies based on role (tech vs banking)

    Success Rate: ~30-40% of candidates clear this round

  2. Technical/Banking Interview (45 minutes)

    Format: Virtual/Onsite interview Total Problems: 2-3 technical problems or case studies Language: Java, Python, SQL (for tech roles) Time: 45 minutes

    Problem Types:

    • Programming problems (for tech roles)
    • Banking case studies (for banking roles)
    • System design basics (for senior tech roles)

    Passing Criteria: Clear explanation of approach, problem-solving ability, domain knowledge

    Evaluation:

    • Technical depth and problem-solving approach
    • Banking domain knowledge (for banking roles)
    • Communication and clarity
    • Project discussion and technologies used

    Success Rate: ~50-60% of online assessment candidates advance

  3. HR Round (30 minutes)

    Format: Virtual/Onsite interview

    • Personal Background: Educational background, family details, location preferences
    • Company Fit: Why ICICI Bank, knowledge about bank’s initiatives
    • Career Goals: Short-term and long-term career aspirations
    • Communication: Clarity, professionalism, interpersonal skills

    Success Rate: ~70-80% of technical interview candidates get offers

PhaseDurationKey Activities
Application & Screening1 weekResume screening, eligibility verification
Online Assessment1 dayAptitude, technical, banking knowledge test
Interview Scheduling2-3 daysTechnical/Banking interview scheduling
Technical/Banking Interview1 dayTechnical assessment and domain knowledge evaluation
HR Interview1 dayFinal HR round and cultural fit assessment
Result Declaration3-5 daysOffer letter generation and communication

Sample ICICI Bank Questions with Solutions

Section titled “Sample ICICI Bank Questions with Solutions”

Practice with sample ICICI Bank placement paper questions covering aptitude, reasoning, banking knowledge, and technical concepts.

Q1: A sum of money doubles itself in 5 years at simple interest. What is the rate of interest per annum?

Problem: A sum of money doubles itself in 5 years at simple interest. What is the rate of interest per annum?

Solution: Let Principal = P, Amount = 2P, Time = 5 years Simple Interest (SI) = Amount - Principal = 2P - P = P SI = (P × R × T) / 100 P = (P × R × 5) / 100 1 = (R × 5) / 100 R = 100 / 5 = 20%

Answer: 20% per annum

Q2: In a bank, the ratio of savings accounts to current accounts is 3:2. If there are 150 savings accounts, how many current accounts are there?

Problem: In a bank, the ratio of savings accounts to current accounts is 3:2. If there are 150 savings accounts, how many current accounts are there?

Solution: Ratio = 3:2 Savings accounts = 150 3 parts = 150 1 part = 150 / 3 = 50 Current accounts = 2 parts = 2 × 50 = 100

Answer: 100 current accounts

Q3: What is the difference between a savings account and a current account?

Problem: Explain the key differences between a savings account and a current account.

Solution: Savings Account:

  • Designed for individuals to save money
  • Earns interest on deposits
  • Limited number of transactions per month
  • Minimum balance requirement is lower
  • Suitable for personal banking

Current Account:

  • Designed for businesses and companies
  • Usually no interest on deposits
  • Unlimited transactions allowed
  • Higher minimum balance requirement
  • Suitable for business banking

Answer: Savings accounts are for individuals with interest earnings and limited transactions, while current accounts are for businesses with unlimited transactions and typically no interest.

Q4: Write a SQL query to find the second highest salary from an employee table.

Problem: Write a SQL query to find the second highest salary from an employee table.

Solution:

SELECT MAX(salary) AS second_highest_salary
FROM employee
WHERE salary < (SELECT MAX(salary) FROM employee);

Explanation: This query first finds the maximum salary, then finds the maximum salary that is less than the maximum salary, which gives the second highest salary.

Answer: The query returns the second highest salary from the employee table.

ICICI Bank Placement Interview Experiences - Overview

Section titled “ICICI Bank Placement Interview Experiences - Overview”

Learn from real ICICI Bank placement interview experiences shared by candidates who successfully cleared the placement process. These authentic stories help you understand what to expect and how to prepare effectively.

Key Insights from Interview Experiences:

  • Technical interviews focus on practical problem-solving and banking domain knowledge
  • Banking knowledge is crucial even for tech roles
  • HR interviews emphasize cultural fit and communication skills
  • Project discussions are important for tech roles
  • Case studies are common for banking roles

Programming & Development

Java: Object-oriented programming, collections, multithreading

Python: Data structures, algorithms, libraries

SQL: Database queries, joins, normalization, indexing

System Design: Basic architecture, scalability, banking systems

Banking Domain

Banking Products: Savings accounts, current accounts, loans, credit cards

Financial Services: Investment banking, wealth management, insurance

Banking Operations: KYC, transaction processing, compliance

Regulatory: RBI guidelines, banking regulations, compliance

Data & Analytics

Data Modeling: Database design, ER diagrams, normalization

Data Analysis: SQL queries, reporting, business intelligence

Banking Analytics: Customer analytics, risk analysis, fraud detection

ICICI Bank HR Interview Questions - Overview

Section titled “ICICI Bank HR Interview Questions - Overview”

Prepare for ICICI Bank placement HR interview with common questions and effective strategies. ICICI Bank HR interview focuses on cultural fit, communication skills, and alignment with banking values.

Common HR Interview Topics:

  • Why ICICI Bank?
  • Career goals and aspirations
  • Banking industry interest
  • Teamwork and collaboration
  • Problem-solving situations
  • Location preferences
  • Salary expectations

Preparation Strategy for ICICI Bank Placement Papers - Overview

Section titled “Preparation Strategy for ICICI Bank Placement Papers - Overview”

Key Preparation Principles:

  • Aptitude & Reasoning: 40% time allocation - Practice quantitative aptitude, logical reasoning, and verbal ability from previous year papers
  • Banking Knowledge: 20% time - Study basic banking concepts, financial products, and banking operations
  • Technical Skills: 30% time - Master programming fundamentals (Java, Python, SQL) and technical concepts for tech roles
  • Interview Preparation: 10% time - Prepare for technical and HR interviews with common questions

Preparation Approaches:

  • Intensive 2-Month Plan: Focus on aptitude, banking knowledge, and technical skills for candidates with strong foundation
  • Extended 3-Month Plan: Comprehensive preparation covering all topics with practice papers
  • Practice with Placement Papers: Use ICICI Bank placement papers for realistic practice and pattern understanding
LevelExperienceBase SalaryTotal PackageTypical Background
Technology Graduate Trainee0₹5-6 LPA₹6-8 LPAFresh graduates
Software Engineer0-2₹7-9 LPA₹8-12 LPA0-2 years experience
Senior Software Engineer2-4₹10-14 LPA₹12-16 LPA2-4 years experience
RoleLevelTotal PackageRequirements
Banking OperationsEntry₹4-6 LPABanking knowledge, customer service
Management TraineeEntry₹8-10 LPAMBA graduates
  • Health Insurance: Comprehensive health insurance for employees and family
  • Retirement Benefits: Provident Fund (PF) and gratuity benefits
  • Performance Bonus: Annual performance-based bonuses
  • Learning & Development: Training programs and skill development opportunities
  • Work-Life Balance: Flexible working hours and work-from-home options
  • Banking Benefits: Employee banking benefits and loan facilities

Hiring Trends 2025

Digital Banking Focus: Increased hiring for digital banking and FinTech roles

Tech Talent Demand: Strong demand for Java, Python, and SQL developers

Banking Operations: Steady hiring for banking operations and customer service roles

Process Changes

Online Assessment: Enhanced online assessment platform with better proctoring

Interview Format: More virtual interviews with focus on practical skills

Banking Knowledge: Increased emphasis on banking domain knowledge in all roles

New Initiatives

Digital Transformation: Focus on digital banking and payment systems

AI/ML Integration: Exploring AI and machine learning in banking operations

Customer Experience: Emphasis on customer-centric solutions and services

Company Growth

Technology Division: Expanding technology division with focus on digital solutions

Banking Services: Growth in digital banking and FinTech services

Market Position: Maintaining strong position as India’s second-largest private bank

What are ICICI Bank placement papers?

ICICI Bank placement papers are previous year question papers from ICICI Bank recruitment tests and interview rounds. These papers contain aptitude questions, reasoning problems, banking knowledge questions, technical questions, and interview questions that help students understand the exam pattern and prepare effectively for ICICI Bank placement process.

Are ICICI Bank placement papers free to download?

Yes, all ICICI Bank placement papers on our website are completely free to access and download. You can practice unlimited ICICI Bank placement questions and previous year papers without any registration or payment.

Can I download ICICI Bank placement papers PDF?

Yes, you can access ICICI Bank placement papers online with previous year aptitude questions, reasoning problems, banking knowledge questions, and interview questions. Our website provides ICICI Bank placement papers PDF download, ICICI Bank previous year questions with solutions, ICICI Bank aptitude questions, and ICICI Bank interview questions. All papers are completely free and require no registration.

How recent are the ICICI Bank placement papers available?

We provide ICICI Bank placement papers from recent years including 2024 and 2025. Our collection is regularly updated with the latest questions and exam patterns. We also provide preparation guides for 2026.

What is the ICICI Bank placement process?

ICICI Bank placement process includes: 1. Online Assessment (90 minutes) - Aptitude (Quantitative, Logical Reasoning, Verbal Ability), Technical (Basic programming for tech roles), Banking Knowledge (Basic banking concepts for banking roles), 2. Technical/Banking Interview (45 minutes) - For Tech Roles: Programming, technical concepts, For Banking Roles: Banking knowledge, case studies, Projects discussion, 3. HR Round (30 minutes) - General discussion, Compensation, role expectations. Total duration: 2-3 weeks from application to offer.

How many rounds are there in ICICI Bank interview?

ICICI Bank interview process consists of 3 rounds: 1. Online Assessment (90 minutes), 2. Technical/Banking Interview (45 minutes), 3. HR Interview (30 minutes). Total duration: 2-3 weeks from application to offer letter.

What is ICICI Bank online assessment pattern?

ICICI Bank online assessment pattern: 90 minutes duration, 50-60 questions total. Sections: Aptitude (20-25 questions, 30 min) - Quantitative, Logical Reasoning, Verbal Ability, Technical (15-20 questions, 30 min) - Programming (Java/Python/SQL), Basic algorithms, Banking Knowledge (10-15 questions, 30 min) - Banking products, Financial services, Operations. No negative marking.

What types of questions are asked in ICICI Bank interview?

ICICI Bank interview questions include: Technical Questions (Programming fundamentals, Database concepts, System design basics, Banking systems knowledge), Banking Domain Questions (Banking products, Financial services, Customer service scenarios, Regulatory knowledge), Behavioral Questions (Why ICICI Bank, Career goals, Teamwork examples, Problem-solving situations), Case Studies (Banking scenarios, Customer service situations, Business problems). All questions focus on practical application and domain knowledge.

What is the success rate for ICICI Bank interviews?

ICICI Bank interview success rates: Online Assessment - ~30-40% of candidates clear this round, Technical/Banking Interview - ~50-60% of online assessment candidates advance, HR Interview - ~70-80% of technical interview candidates get offers. Overall success rate from application to offer is approximately 10-15%.

About ICICI Bank Eligibility & Requirements

Section titled “About ICICI Bank Eligibility & Requirements”
What is ICICI Bank eligibility criteria for freshers 2025?

ICICI Bank eligibility criteria for freshers 2025: Minimum 65% or 6.5+ CGPA in 10th, 12th, and graduation. Degree required: B.Tech/B.E./M.Tech/MBA/MCA. Final year students and recent graduates (within 2 years) are eligible. No active backlogs at the time of selection. Gap years up to 1-2 years allowed with valid reasons.

What is ICICI Bank eligibility criteria for freshers 2026?

ICICI Bank eligibility criteria for freshers 2026 are the same as 2025: Minimum 65% or 6.5+ CGPA in 10th, 12th, and graduation. B.Tech/B.E./M.Tech/MBA/MCA degrees are eligible. Final year students and recent graduates can apply. No active backlogs required.

What is the minimum CGPA required for ICICI Bank?

The minimum CGPA required for ICICI Bank is 6.5 CGPA (65%) across 10th, 12th, and graduation. However, candidates with higher CGPA (7.5+ or 75%+) have better chances of selection. Some specialized roles may require higher academic performance.

Are backlogs allowed in ICICI Bank?

No active backlogs are allowed at the time of selection in ICICI Bank. Candidates must clear all backlogs before the final selection process. However, cleared backlogs (backlogs that have been cleared) are typically acceptable.

What is ICICI Bank salary for freshers?

ICICI Bank salary for freshers (2025): Technology Graduate Trainee: ₹6-8 LPA for new graduates, Software Engineer: ₹8-12 LPA (0-2 years experience), Banking Operations: ₹4-6 LPA for entry-level roles, Management Trainee: ₹8-10 LPA for MBA graduates. All figures are total annual compensation including base salary, bonuses, and benefits.

What roles are available in ICICI Bank for freshers?

ICICI Bank offers various roles for freshers: Technology Graduate Trainee (Tech roles focusing on programming and banking systems), Software Engineer (Development roles in Java, Python, SQL), Banking Operations (Customer service and banking operations), Management Trainee (MBA graduates for management roles). Roles vary based on educational background and skills.

How to prepare for ICICI Bank placement?

To prepare for ICICI Bank placement: 1. Aptitude & Reasoning (40% time) - Practice quantitative aptitude, logical reasoning, and verbal ability from previous year papers, 2. Banking Knowledge (20% time) - Study basic banking concepts, financial products, and banking operations, 3. Technical Skills (30% time) - Master programming fundamentals (Java, Python, SQL) and technical concepts for tech roles, 4. Interview Preparation (10% time) - Prepare for technical and HR interviews with common questions. Focus on banking domain knowledge for banking roles and technical depth for tech roles.

What topics should I focus on for ICICI Bank?

Focus on: Aptitude (Quantitative - percentages, ratios, profit-loss, Logical Reasoning - series, coding-decoding, Verbal Ability - comprehension, grammar), Banking Knowledge (Banking products, Financial services, Banking operations, Customer service), Technical Skills (Java, Python, SQL, Database concepts, System design basics for tech roles). See the preparation strategy section for detailed topic breakdown.

How long should I prepare for ICICI Bank placement?

Preparation time for ICICI Bank placement: Intensive 2-Month Plan for candidates with strong foundation (focus on aptitude, banking knowledge, and technical skills), Extended 3-Month Plan for comprehensive preparation covering all topics with practice papers. Daily practice of 3-4 hours is recommended for effective preparation.

Why should I join ICICI Bank?

ICICI Bank offers: Strong technology division working on digital banking and FinTech, Diverse career opportunities in technology, banking operations, and digital services, Innovation in FinTech and digital payment systems, Comprehensive benefits including health insurance, retirement benefits, and learning opportunities, Work-life balance with flexible working hours, Growth opportunities in India’s second-largest private bank, Exposure to cutting-edge banking technology and digital solutions.

What is ICICI Bank’s work culture like?

ICICI Bank’s work culture emphasizes: Innovation and digital transformation, Customer-centric approach, Professional growth and learning opportunities, Collaborative teamwork, Work-life balance with flexible options, Focus on banking excellence and service quality, Supportive environment for career development.

ICICI Bank vs HDFC Bank vs Axis Bank - Which is better?

ICICI Bank: Strong technology division, digital banking focus, ₹6-12 LPA for tech roles, Innovation in FinTech, Second-largest private bank

HDFC Bank: Largest private bank, Strong retail banking, ₹7-13 LPA for tech roles, Extensive branch network, Market leader

Axis Bank: Digital banking initiatives, Technology focus, ₹6-11 LPA for tech roles, Growing digital presence, Third-largest private bank

Choose ICICI Bank if you want strong technology division and FinTech innovation. Choose HDFC Bank if you prefer market leadership and extensive network. Choose Axis Bank if you want growing digital presence and technology focus.

Explore related ICICI Bank placement paper topics and preparation guides:

ICICI Bank Interview Experience

Real interview experiences from successful candidates

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Ready to start your ICICI Bank preparation? Practice with our placement papers and focus on banking domain knowledge along with technical skills based on your role.

Pro Tip: For ICICI Bank placement, banking domain knowledge is crucial even for tech roles. Study basic banking concepts, financial products, and banking operations to stand out in interviews.

Last updated: November 2025