CRED Placement Papers 2024 - Previous Year OA Questions & Solutions

Company Overview

This page contains CRED placement papers from 2024 with previous year online assessment questions, solutions, and exam patterns.

2024 Pattern

The 2024 CRED placement process emphasized DSA mastery and fintech system design. Online assessment included 2-3 coding problems focusing on arrays, trees, graphs, and dynamic programming.

CRED Online Assessment 2024 Pattern

Section	Questions	Time	Difficulty	Focus Areas
Coding Problems	2-3	90 min	Medium-Hard	Arrays, trees, graphs, DP

Total: 2-3 problems, 90 minutes

Platform: HackerRank or similar
Languages Allowed: Python, Java, JavaScript
Success Rate: ~15-20% cleared OA and advanced to interviews

CRED Placement Papers 2024 - Actual Questions & Solutions

DSA Coding Problems (2024)

Question 1: Longest Common Subsequence

Q1: Given two strings text1 and text2, return the length of their longest common subsequence.

Example:

Input: text1 = "abcde", text2 = "ace"
Output: 3

Solution (Python):

def longestCommonSubsequence(text1, text2):
    m, n = len(text1), len(text2)
    dp = [[0] * (n + 1) for _ in range(m + 1)]

    for i in range(1, m + 1):
        for j in range(1, n + 1):
            if text1[i-1] == text2[j-1]:
                dp[i][j] = dp[i-1][j-1] + 1
            else:
                dp[i][j] = max(dp[i-1][j], dp[i][j-1])

    return dp[m][n]

Time Complexity: O(m × n)
Space Complexity: O(m × n)

Key Insights from 2024 CRED Online Assessment

1. Coding Section is Critical: Must solve 2-3 coding problems correctly to advance
2. DSA Focus: Strong emphasis on arrays, strings, trees, graphs, and dynamic programming
3. Time Management: 2-3 problems in 90 minutes requires excellent speed and accuracy
4. Fintech Focus: Problems often relate to credit card rewards, payment systems, gamification
5. System Design: Asked for SDE-1/2 roles, fintech system design for credit/rewards roles
6. Success Rate: Only 15-20% cleared OA and advanced to interviews
7. Platform: HackerRank or CRED’s internal platform
8. Focus Areas: Arrays, trees, graphs, dynamic programming, fintech systems, gamification

CRED 2024 Interview Experiences

Based on candidate experiences from 2024 CRED interviews:

2024 Interview Process:

1. Online Assessment (90 minutes): 2-3 coding problems
2. Technical Phone Screen (45-60 minutes): Coding problems, algorithm discussions, fintech concepts
3. Onsite Interviews (4-5 rounds, 45-60 minutes each):
   • Coding rounds (2-3): Algorithms, data structures, problem-solving
   • System Design rounds: Credit card rewards systems, payment processing, gamification platforms
   • Behavioral rounds: Problem-solving approach, innovation, impact

Common 2024 Interview Topics:

• Coding: Arrays, strings, trees, graphs, dynamic programming, fintech algorithms
• System Design: Credit card rewards systems, payment processing, gamification platforms, fintech architecture
• Behavioral: Problem-solving, innovation, teamwork, impact
• CRED Technologies: Credit card rewards, payment systems, gamification, fintech platforms

2024 Interview Questions Examples:

• Longest Common Subsequence
• Design CRED’s rewards system (System Design)
• Design CRED’s payment processing system (System Design)
• Gamification algorithm problems

Success Tips:

• Strong coding performance is essential - solve problems optimally
• Understand credit card rewards and fintech concepts
• Practice system design for rewards systems and payment processing
• Prepare examples demonstrating innovation and problem-solving
• Learn CRED’s products and fintech technologies
• Practice explaining your thought process clearly

For detailed interview experiences, visit CRED Interview Experience page.

Preparation Tips for CRED 2024 Pattern

1. Master Coding Fundamentals: Focus on solving 2-3 coding problems correctly - arrays, trees, graphs, DP
2. Fintech Knowledge: Strong understanding of credit card rewards, payment processing, gamification
3. Practice Previous Year Papers: Solve CRED OA papers from 2020-2024 to understand patterns
4. Time Management: Practice completing 2-3 coding problems in 90 minutes
5. LeetCode Practice: Solve 200+ LeetCode problems focusing on arrays, strings, trees, graphs (medium-hard difficulty)
6. Fintech Focus: Practice problems related to credit card rewards, payment systems, gamification
7. System Design Mastery: Learn rewards system design, payment processing, gamification platforms
8. CRED Technologies: Learn credit card rewards, payment systems, gamification, fintech platforms
9. Behavioral Preparation: Prepare examples using STAR format - innovation, problem-solving, impact
10. Mock Tests: Take timed practice tests to improve speed and accuracy

Related Resources

CRED 2025 Papers

Latest CRED placement papers with current year questions

View 2025 Papers →

CRED Coding Questions

Complete collection of CRED coding problems with solutions

View Coding Questions →

CRED Interview Experience

Real interview experiences from successful candidates

Read Experiences →

CRED Preparation Guide

Comprehensive preparation strategy for CRED placement

View Preparation Guide →

CRED Main Page

Complete CRED placement guide with eligibility, process, and salary

View Main Page →

---

Practice 2024 papers to understand CRED OA pattern and prepare effectively!