This page contains PhonePe placement papers from 2024 with previous year online assessment questions, solutions, and exam patterns.
2024 Pattern
The 2024 PhonePe placement process emphasized DSA mastery and payment system design. Online assessment included 2-3 coding problems focusing on arrays, trees, graphs, and dynamic programming.
Section Questions Time Difficulty Focus Areas Coding Problems 2-3 90 min Medium-Hard Arrays, trees, graphs, DP
Total : 2-3 problems, 90 minutes
Platform : HackerRank or similar
Languages Allowed : Java, Python, C++, Go
Success Rate : ~15-20% cleared OA and advanced to interviews
Q1: Given a string s, return the longest palindromic substring in s. Example :
Solution (Java) :
public String longestPalindrome (String s) {
if (s == null || s. length () < 1 ) return "" ;
for ( int i = 0 ; i < s. length (); i ++ ) {
int len1 = expandAroundCenter (s, i, i);
int len2 = expandAroundCenter (s, i, i + 1 );
int len = Math. max (len1, len2);
start = i - (len - 1 ) / 2 ;
return s. substring (start, end + 1 );
private int expandAroundCenter (String s, int left, int right) {
while (left >= 0 && right < s. length () && s. charAt (left) == s. charAt (right)) {
Time Complexity : O(n²)
Space Complexity : O(1)
Hiring Volume
Total Hires : 200+ freshers in India
Software Engineer : 180+ selections
Salary Packages
Software Engineer : ₹18-25 LPA total compensation
Coding Section is Critical : Must solve 2-3 coding problems correctly to advance
DSA Focus : Strong emphasis on arrays, strings, trees, graphs, and dynamic programming
Time Management : 2-3 problems in 90 minutes requires excellent speed and accuracy
Payment System Focus : Problems often relate to payment systems, UPI, transactions, security
System Design : Asked for SDE-1/2 roles, payment system design for fintech roles
Success Rate : Only 15-20% cleared OA and advanced to interviews
Platform : HackerRank or PhonePe’s internal platform
Focus Areas : Arrays, trees, graphs, dynamic programming, payment systems, UPI
Based on candidate experiences from 2024 PhonePe interviews:
2024 Interview Process:
Online Assessment (90 minutes) : 2-3 coding problems
Technical Phone Screen (45-60 minutes) : Coding problems, algorithm discussions, UPI/payment concepts
Onsite Interviews (4-5 rounds, 45-60 minutes each) :
Coding rounds (2-3): Algorithms, data structures, problem-solving
System Design rounds: UPI systems, payment processing, transaction systems, security
Behavioral rounds: Problem-solving approach, security mindset, impact
Common 2024 Interview Topics:
Coding : Arrays, strings, trees, graphs, dynamic programming, payment algorithms
System Design : UPI systems, payment processing, transaction systems, security, fintech architecture
Behavioral : Problem-solving, security mindset, teamwork, impact
PhonePe Technologies : UPI, payment systems, transaction processing, security, fintech platforms
2024 Interview Questions Examples:
Longest Palindromic Substring
Design PhonePe’s UPI system (System Design)
Design PhonePe’s payment processing system (System Design)
Security-related coding problems
Success Tips:
Strong coding performance is essential - solve problems optimally
Understand UPI and payment processing concepts
Practice system design for UPI systems and payment processing
Prepare examples demonstrating problem-solving and security mindset
Learn PhonePe’s products and UPI technologies
Practice explaining your thought process clearly
For detailed interview experiences, visit PhonePe Interview Experience page.
Master Coding Fundamentals : Focus on solving 2-3 coding problems correctly - arrays, trees, graphs, DP
UPI/Payment Knowledge : Strong understanding of UPI, payment processing, transaction systems, security
Practice Previous Year Papers : Solve PhonePe OA papers from 2020-2024 to understand patterns
Time Management : Practice completing 2-3 coding problems in 90 minutes
LeetCode Practice : Solve 200+ LeetCode problems focusing on arrays, strings, trees, graphs (medium-hard difficulty)
Fintech Focus : Practice problems related to payment systems, UPI, and transactions
System Design Mastery : Learn UPI system design, payment processing, transaction systems, security
Security Knowledge : Understand security best practices for payment systems and UPI
Behavioral Preparation : Prepare examples using STAR format - problem-solving, security mindset, impact
Mock Tests : Take timed practice tests to improve speed and accuracy
PhonePe 2025 Papers
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View 2025 Papers →
PhonePe Coding Questions
Complete collection of PhonePe coding problems with solutions
View Coding Questions →
PhonePe Interview Experience
Real interview experiences from successful candidates
Read Experiences →
PhonePe Preparation Guide
Comprehensive preparation strategy for PhonePe placement
View Preparation Guide →
PhonePe Main Page
Complete PhonePe placement guide with eligibility, process, and salary
View Main Page →
Practice 2024 papers to understand PhonePe OA pattern and prepare effectively!