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Bajaj Finserv Placement Papers 2025 - Previous Year Questions PDF, Financial Services & Solutions

Download free Bajaj Finserv placement papers 2025 PDF with previous year questions and solutions. Access exam pattern, eligibility criteria, interview process, and complete preparation guide.

Bajaj Finserv is a leading financial services company providing insurance, lending, and wealth management services. Part of the Bajaj Group, Bajaj Finserv has a strong technology division working on digital platforms, payment systems, and financial technology solutions. Founded in 2007, the company is headquartered in Pune and serves millions of customers across India. Bajaj Finserv values innovation, customer-centricity, and technology-driven solutions in the financial services sector.


Headquarters: Pune, India
Employees: 30,000+ globally

Industry: Financial Services, Insurance, Lending
Revenue: $5+ Billion USD (2023)

Bajaj Finserv Placement Papers 2025 - Complete Guide with Previous Year Questions & Solutions

Section titled “Bajaj Finserv Placement Papers 2025 - Complete Guide with Previous Year Questions & Solutions”

Download free Bajaj Finserv placement papers 2025 with previous year questions, detailed solutions, exam pattern, and complete preparation guide. Access Bajaj Finserv last 5 years placement papers with solutions PDF download and practice with solved questions covering aptitude, technical skills, and financial domain knowledge.

Bajaj Finserv Eligibility Criteria for Freshers 2025-2026

Section titled “Bajaj Finserv Eligibility Criteria for Freshers 2025-2026”

Academic Requirements

Minimum Percentage: 65% or 6.5+ CGPA in 10th, 12th, and graduation

Degree: B.Tech/B.E./M.Tech/MBA/MCA

Year of Study: Final year students and recent graduates (within 2 years)

Backlogs: No active backlogs at the time of selection

Branch Eligibility

Eligible Branches: All engineering branches for tech roles, relevant branches for finance roles

Programming Focus: Java, Python, SQL preferred

Experience: Freshers and candidates with 0-2 years experience

Additional Criteria

Programming Skills: Strong fundamentals in at least one programming language

Gap Years: Allowed with valid explanation

Course Type: Full-time courses only

Nationality: Indian citizens preferred

Software Engineer Role

Primary Role: Software Engineer / Senior Software Engineer

Salary Package: ₹8-18 LPA for freshers based on experience

Selection: Through Bajaj Finserv placement process (3 rounds)

Focus: Technical skills, problem-solving, and domain knowledge

Bajaj Finserv Placement Papers - Download Previous Year Questions PDF

Section titled “Bajaj Finserv Placement Papers - Download Previous Year Questions PDF”

Access free Bajaj Finserv placement papers PDF and Bajaj Finserv previous year question paper with detailed solutions. Download Bajaj Finserv last year question paper and Bajaj Finserv question paper PDF from previous years with comprehensive question banks covering aptitude, technical skills, and financial domain knowledge.

Bajaj Finserv Last 3 Years Placement Papers with Solutions PDF Download

Section titled “Bajaj Finserv Last 3 Years Placement Papers with Solutions PDF Download”

2024 Placement Papers PDF

Download Bajaj Finserv placement papers 2024 PDF with previous year aptitude questions, coding problems, solutions, and exam pattern analysis.


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2025 Placement Papers PDF

Download latest Bajaj Finserv placement papers 2025 PDF with current year aptitude questions, coding problems, solutions, and updated exam patterns.


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2026 Preparation Guide

Prepare for Bajaj Finserv placement 2026 with expected exam pattern, question types, and comprehensive preparation strategy.


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What's Included

Complete Bajaj Finserv placement papers (2024-2026) with aptitude questions, coding problems, detailed solutions, answer keys, exam pattern analysis, and topic-wise organization.

Campus Recruitment

Primary Method: Through college placement cells during campus drives

Online Application

Alternative: Apply through Bajaj Finserv career portal for off-campus opportunities

Referral Program

Employee Referral: Internal employee referrals are also accepted

Detailed Bajaj Finserv Online Assessment Exam Pattern 2025

Section titled “Detailed Bajaj Finserv Online Assessment Exam Pattern 2025”

The Bajaj Finserv placement process focuses on evaluating both technical skills and domain knowledge. Understanding the detailed exam pattern is crucial for effective preparation.

  1. Online Assessment (OA) - 90 minutes

    Total Duration: 90 minutes Total Questions: 50-60 questions Format: Online proctored test Negative Marking: No Platform: HackerEarth/AMCAT or similar

    Section-wise Breakdown:

    SectionQuestionsTimeDifficultyFocus Areas
    Aptitude20-2530 minMediumQuantitative, Logical Reasoning, Verbal
    Technical15-2030 minMedium-HardProgramming, Data Structures, Databases
    Financial Knowledge10-1530 minMediumFinancial concepts, Lending, Insurance

    Section Details:

    • Aptitude: Quantitative aptitude (percentages, ratios, profit-loss), logical reasoning (puzzles, arrangements), verbal ability (comprehension, grammar)
    • Technical: Programming fundamentals (Java, Python), data structures (arrays, linked lists), databases (SQL queries), basic system design
    • Financial Knowledge: Basic financial concepts, lending systems, insurance products, payment systems

    Important Notes:

    • All sections are mandatory
    • Sectional cutoffs may apply
    • Questions are MCQ format with some coding problems

    Success Rate: ~30-40% of candidates clear this round

  2. Technical/Finance Interview - 45 minutes

    Format: Virtual/Onsite Total Problems: 2-3 coding problems or case studies Language: Any programming language (Java, Python preferred) Time: 45 minutes

    Problem Types:

    • Coding problems (for tech roles)
    • Case studies (for finance roles)
    • System design basics (for senior roles)

    Passing Criteria: Clear problem-solving approach, correct solution, good communication

    Evaluation:

    • Problem-solving approach
    • Code quality and correctness
    • Technical knowledge depth
    • Project discussion

    Success Rate: ~50-60% of OA candidates advance

  3. HR Interview - 30 minutes

    Format: Virtual/Onsite

    • Personal Background: Education, family background, hobbies
    • Company Fit: Why Bajaj Finserv?, knowledge about company
    • Career Goals: Short-term and long-term goals
    • Communication: Clarity, confidence, professionalism

    Success Rate: ~70-80% of technical interview candidates get offers

PhaseDurationKey Activities
Application1-2 daysSubmit application and resume
Online Assessment1 weekReceive test link, complete OA
Results & Shortlisting2-3 daysResults declared, shortlisted candidates notified
Technical Interview1 weekSchedule and complete technical/finance interview
HR Interview2-3 daysHR round for selected candidates
Result Declaration3-5 daysFinal results and offer letters

Sample Bajaj Finserv Questions with Solutions

Section titled “Sample Bajaj Finserv Questions with Solutions”

Practice with Bajaj Finserv placement paper questions covering aptitude, technical skills, and financial domain knowledge. These questions are representative of what you’ll encounter in Bajaj Finserv’s online assessment and interviews.

Q1: A sum of money doubles itself in 5 years at simple interest. In how many years will it become 4 times?

Solution:

Let the principal be P and rate be R%.

In 5 years: Amount = 2P = P + (P × R × 5)/100

Solving: R = 20%

For 4 times: 4P = P + (P × 20 × T)/100

3P = (P × 20 × T)/100

T = 15 years

Answer: 15 years

Q2: In a class of 50 students, 30 students like Mathematics, 25 like Science, and 10 like both. How many students like neither?

Solution:

Using set theory: n(M ∪ S) = n(M) + n(S) - n(M ∩ S)

n(M ∪ S) = 30 + 25 - 10 = 45

Students who like neither = Total - n(M ∪ S) = 50 - 45 = 5

Answer: 5 students

Q3: Write a function to find the second largest element in an array.

Solution:

def find_second_largest(arr):
if len(arr) < 2:
return None
first = second = float('-inf')
for num in arr:
if num > first:
second = first
first = num
elif num > second and num != first:
second = num
return second if second != float('-inf') else None

Time Complexity: O(n)

Space Complexity: O(1)

Q4: Explain the difference between SQL JOIN types (INNER, LEFT, RIGHT, FULL).

Solution:

  • INNER JOIN: Returns only matching rows from both tables
  • LEFT JOIN: Returns all rows from left table and matching rows from right table
  • RIGHT JOIN: Returns all rows from right table and matching rows from left table
  • FULL OUTER JOIN: Returns all rows from both tables, with NULLs for non-matching rows

Programming Fundamentals

Java/Python: OOPs concepts, exception handling, collections

Data Structures: Arrays, Linked Lists, Stacks, Queues, Trees, Graphs

Algorithms: Sorting, searching, dynamic programming basics

Database Concepts

SQL: Queries, joins, subqueries, indexes

Database Design: Normalization, ER diagrams, relationships

NoSQL: Basic concepts of MongoDB, Redis

System Design Basics

Architecture: Client-server, microservices basics

Scalability: Load balancing, caching, database sharding

APIs: REST, HTTP methods, authentication

Financial Domain

Lending Systems: Loan processing, credit scoring, risk assessment

Insurance: Policy management, claims processing, underwriting

Payment Systems: Payment gateways, transaction processing, security

Bajaj Finserv Placement Interview Experiences - Overview

Section titled “Bajaj Finserv Placement Interview Experiences - Overview”

Learn from real Bajaj Finserv placement interview experiences shared by candidates who successfully cleared the placement process. These authentic stories help you understand what to expect and how to prepare effectively.

Key Insights from Interview Experiences:

  • Technical interviews focus on practical problem-solving and project discussions
  • Financial domain knowledge is important even for tech roles
  • HR interviews are conversational and assess cultural fit
  • Communication skills are highly valued
  • Preparation with previous year papers significantly helps

Bajaj Finserv HR Interview Questions - Overview

Section titled “Bajaj Finserv HR Interview Questions - Overview”

Prepare for Bajaj Finserv placement HR interview with common questions and effective strategies. Bajaj Finserv HR interview is typically conversational and focuses on assessing your fit with the company culture and values.

Common HR Interview Topics:

  • Personal background and education
  • Why Bajaj Finserv?
  • Career goals and aspirations
  • Strengths and weaknesses
  • How you handle challenges and pressure
  • Knowledge about Bajaj Finserv and financial services industry

Preparation Strategy for Bajaj Finserv Placement Papers - Overview

Section titled “Preparation Strategy for Bajaj Finserv Placement Papers - Overview”

Key Preparation Principles:

  • Aptitude & Reasoning: 40% time allocation - Practice quantitative aptitude, logical reasoning, and verbal ability from previous year papers and standard aptitude books
  • Technical Skills: 30% - Master programming (Java, Python, SQL), data structures, databases, and basic system design concepts
  • Financial Knowledge: 20% - Understand basic financial concepts, lending systems, insurance products, and payment systems
  • Interview Preparation: 10% - Practice technical and HR interview questions, prepare project discussions, and research about Bajaj Finserv

Preparation Approaches:

  • Intensive 2-Month Plan: For candidates with strong technical background, focus on aptitude and financial domain knowledge
  • Extended 3-Month Plan: Comprehensive preparation covering all topics with regular practice and mock tests
  • Practice with Placement Papers: Use Bajaj Finserv placement papers for realistic practice and understanding question patterns
LevelExperienceBase SalaryTotal PackageTypical Background
Software Engineer0-1 years₹7-10 LPA₹8-12 LPAFreshers, new graduates
Senior Software Engineer2-3 years₹11-15 LPA₹12-18 LPA2-3 years experience
Tech Lead4-5 years₹17-22 LPA₹18-25 LPA4-5 years experience
RoleLevelTotal PackageRequirements
Financial AnalystEntry₹6-9 LPAMBA Finance, B.Com with relevant skills
Senior Financial AnalystMid₹9-14 LPA2-3 years experience in finance
  • Health Insurance: Comprehensive health insurance for employee and family
  • Performance Bonus: Annual performance-based bonuses
  • Learning & Development: Training programs and skill development opportunities
  • Work-Life Balance: Flexible working hours and work-from-home options
  • Employee Benefits: Provident Fund, Gratuity, and other statutory benefits
  • Career Growth: Clear career progression paths and internal mobility

Hiring Trends 2025

Increased Tech Hiring: Bajaj Finserv is expanding its technology team to support digital transformation initiatives

Focus on FinTech: Growing emphasis on financial technology and digital payment solutions

Campus Recruitment: Active participation in campus recruitment drives across top engineering colleges

Process Changes

Online Assessments: Shift to fully online assessment and interview process

Technical Focus: Increased emphasis on practical coding skills and system design

Domain Knowledge: Greater importance on financial domain knowledge for all roles

New Initiatives

Digital Transformation: Major investments in digital platforms and payment systems

Innovation Labs: Setting up innovation labs for fintech solutions

Partnership Programs: Collaborations with fintech startups and technology companies

Company Growth

Expansion: Growing presence in tier-2 and tier-3 cities

Product Portfolio: Expansion of financial products and services

Technology Stack: Adoption of modern technologies and cloud platforms

Frequently Asked Questions (FAQ) - Bajaj Finserv Placement

Section titled “Frequently Asked Questions (FAQ) - Bajaj Finserv Placement”
What are Bajaj Finserv placement papers?

Bajaj Finserv placement papers are previous year question papers from Bajaj Finserv recruitment tests and interview rounds. These papers help students understand the exam pattern and prepare effectively.

Are Bajaj Finserv placement papers free to download?

Yes, all Bajaj Finserv placement papers on our website are completely free to access and download. You can practice unlimited questions without any registration or payment.

How recent are the Bajaj Finserv placement papers available?

We provide Bajaj Finserv placement papers from recent years including 2024 and 2025. Our collection is regularly updated with the latest questions and exam patterns.

What is the Bajaj Finserv placement process?

Bajaj Finserv placement process typically includes online assessment, technical interview, and HR interview rounds. See the placement process section for complete details.

How many rounds are there in Bajaj Finserv interview?

Bajaj Finserv interview process typically consists of 2-3 rounds: online test, technical interview, and HR interview. Some roles may have additional rounds.

What is the Bajaj Finserv online assessment format?

Bajaj Finserv online assessment is a 90-minute proctored test with 50-60 questions across three sections: Aptitude (20-25 questions, 30 minutes), Technical (15-20 questions, 30 minutes), and Financial Knowledge (10-15 questions, 30 minutes). The test is conducted on platforms like HackerEarth or AMCAT.

What types of questions are asked in Bajaj Finserv technical interview?

Bajaj Finserv technical interview questions include: Programming fundamentals (Java, Python, SQL), data structures (arrays, linked lists, stacks, queues), databases (SQL queries, normalization), system design basics, project discussion (technologies used, challenges faced), and coding problems (2-3 problems to solve). The interview focuses on practical problem-solving and domain knowledge.

How long is the Bajaj Finserv technical interview?

Bajaj Finserv technical interview typically lasts 45 minutes. It includes coding problems or case studies (for finance roles), system design basics (for senior roles), and project discussion. Candidates are evaluated on problem-solving approach, code quality, technical knowledge depth, and communication skills.

What should I expect in Bajaj Finserv HR interview?

Bajaj Finserv HR interview (30 minutes) covers: Personal background (education, family, hobbies), company fit (Why Bajaj Finserv?, knowledge about company), career goals (short-term and long-term), and communication skills. The interview is conversational and assesses cultural fit and alignment with company values.

About Bajaj Finserv Eligibility & Requirements

Section titled “About Bajaj Finserv Eligibility & Requirements”
What is Bajaj Finserv eligibility criteria for freshers?

Bajaj Finserv eligibility criteria for freshers include minimum percentage requirements, degree requirements, and other criteria. Check the eligibility section for detailed information.

What is the minimum CGPA required for Bajaj Finserv?

The minimum CGPA required for Bajaj Finserv placement is 6.5 CGPA (65%) across all academic levels (10th, 12th, and graduation). However, candidates with higher CGPA (7.5+ or 75%+) have better chances of selection. Some roles may have specific percentage requirements.

Can I apply to Bajaj Finserv with backlogs?

No, Bajaj Finserv requires no active backlogs at the time of selection. All backlogs must be cleared before the final selection process. Candidates with cleared backlogs are eligible to apply.

What branches are eligible for Bajaj Finserv placement?

For tech roles: All engineering branches are eligible. For finance roles: Relevant branches (B.Tech/B.E./MBA/MCA) are eligible. Bajaj Finserv values strong programming skills (Java, Python, SQL) and financial domain knowledge.

What is Bajaj Finserv salary for freshers 2025?

Bajaj Finserv salary for freshers (2025): Software Engineer: ₹8-12 LPA for new graduates, Senior Software Engineer: ₹12-18 LPA (2-3 years experience), Tech Lead: ₹18-25 LPA (4-5 years). Finance roles: Financial Analyst: ₹6-9 LPA, Senior Financial Analyst: ₹9-14 LPA. All figures are total annual compensation including base salary, bonuses, and benefits.

What roles does Bajaj Finserv offer for freshers?

Bajaj Finserv offers Software Engineer and Senior Software Engineer roles for tech freshers, and Financial Analyst roles for finance freshers. The primary focus is on technical skills, problem-solving abilities, and understanding of financial services domain. Roles are available in Pune and other major cities.

What are the benefits offered by Bajaj Finserv?

Bajaj Finserv offers comprehensive benefits including: Health insurance for employee and family, annual performance-based bonuses, training programs and skill development opportunities, flexible working hours and work-from-home options, Provident Fund and Gratuity, and clear career progression paths with internal mobility opportunities.

How to prepare for Bajaj Finserv placement?

To prepare for Bajaj Finserv placement: 1. Aptitude & Reasoning (40% time) - Practice quantitative aptitude, logical reasoning, and verbal ability from previous year papers, 2. Technical Skills (30%) - Master programming (Java, Python, SQL), data structures, databases, and system design basics, 3. Financial Knowledge (20%) - Understand basic financial concepts, lending systems, and insurance systems, 4. Interview Preparation (10%) - Practice technical and HR interview questions. Focus on fundamentals and practical application. See the preparation strategy section for detailed guidance.

What topics should I focus on for Bajaj Finserv?

Focus on: Aptitude (quantitative, logical reasoning, verbal ability), Programming (Java, Python, SQL), Data Structures (arrays, linked lists, stacks, queues), Databases (SQL queries, normalization), System Design basics, and Financial Domain Knowledge (lending systems, insurance, payment systems). See the preparation strategy section for detailed topic breakdown.

How long should I prepare for Bajaj Finserv placement?

For candidates with strong technical background: 2 months of focused preparation is sufficient. For comprehensive preparation covering all topics: 3 months with regular practice and mock tests. Allocate time based on your strengths and weaknesses, with 40% time on aptitude, 30% on technical skills, 20% on financial knowledge, and 10% on interview preparation.

What programming languages should I know for Bajaj Finserv?

Bajaj Finserv typically allows C, C++, Java, and Python for coding sections in the online assessment. For technical interviews, candidates can use any programming language they are comfortable with. Java and Python are most commonly used. SQL is also important for database-related questions.

How important is financial domain knowledge for Bajaj Finserv placement?

Financial domain knowledge is important for Bajaj Finserv placement, especially for finance roles. Even for tech roles, understanding basic financial concepts (lending systems, insurance products, payment systems) is valuable. The online assessment includes a Financial Knowledge section (10-15 questions), and interviews may include domain-specific questions.

Why should I join Bajaj Finserv?

Bajaj Finserv offers: Strong brand reputation in financial services, opportunities to work on cutting-edge fintech solutions, competitive salary packages (₹8-25 LPA based on experience), comprehensive benefits (health insurance, performance bonuses, learning programs), work-life balance with flexible working hours, clear career progression paths, and exposure to diverse financial products and services. The company values innovation, customer-centricity, and technology-driven solutions.

What is Bajaj Finserv’s work culture like?

Bajaj Finserv has a collaborative and innovation-driven work culture. The company values: Customer-centricity in all solutions, continuous learning and skill development, work-life balance with flexible working options, diversity and inclusion, and technology-driven problem-solving. Employees get opportunities to work on challenging projects in the financial services domain.

Where is Bajaj Finserv headquartered?

Bajaj Finserv is headquartered in Pune, India. The company has offices across India and serves millions of customers. The technology division works on digital platforms, payment systems, and financial technology solutions.

What makes Bajaj Finserv different from other financial services companies?

Bajaj Finserv stands out for its strong technology division, diverse financial products (insurance, lending, wealth management), innovation-driven culture, and focus on fintech solutions. The company combines traditional financial services expertise with modern technology, offering opportunities to work on cutting-edge digital platforms and payment systems.

Bajaj Finserv vs HDFC Bank vs ICICI Bank - Which is better?

Bajaj Finserv: Focus on fintech and digital solutions, salary ₹8-25 LPA, strong technology division, diverse financial products (insurance, lending, wealth management), innovation-driven culture.

HDFC Bank: Traditional banking focus, salary ₹7-20 LPA, large-scale operations, strong brand reputation, structured career paths.

ICICI Bank: Digital banking leader, salary ₹8-22 LPA, technology-focused, extensive branch network, good work-life balance.

Choose Bajaj Finserv if you want fintech innovation and diverse financial services. Choose HDFC/ICICI if you prefer traditional banking with strong brand reputation.

Explore related Bajaj Finserv placement paper topics and preparation guides:

Bajaj Finserv 2024 Papers

Previous year papers with OA questions and solutions

View 2024 Papers →

Bajaj Finserv Interview Experience

Real interview experiences from successful candidates

Read Experiences →


Ready to start your Bajaj Finserv preparation? Download our free placement papers and begin practicing with previous year questions covering aptitude, technical skills, and financial domain knowledge.

Pro Tip: Focus on both technical fundamentals and financial domain knowledge. Bajaj Finserv values candidates who can apply technology to solve real-world financial problems. Practice with previous year papers to understand question patterns and time management.

Last updated: November 2025